RACV’s Years of Membership Benefits program links in to the colour of our membership card and is a way of showing our appreciation for the loyalty you, our members, show us. The longer you’ve been with us, the more you save.
This means, that if you are a member of RACV, you can receive a discounted interest rate on your personal loan if you hold a bronze, silver or gold membership card. See the table below for your benefit.
years of membership benefit - annual discount
| Bronze 5 - 9 Years |
Silver 10 - 24 Years |
Gold 25 - 50 Years |
Gold 50 51+ Years |
|
| RACV Membership Benefit | 5% | 10% | 15% | 20% |
| current interest rate* | 11.10% | 11.10% | 11.10% | 11.10% |
| discounted interest rate* | 10.55% | 9.99% | 9.44% | 8.88% |
| comparison rate^ | 10.95% | 10.39% | 9.84% | 9.28% |
*Conditions, fees and charges apply. Rate subject to change without notice. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. A comparison rate schedule is available at any RACV Shop or online at racv.com.au. Subject to RACV lending criteria. Member discount not available through finance brokers, third parties or intermediaries.
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