discounts and savings - boat insurance
When you have RACV insurance products, you may be eligible for our great discounts and savings. Conditions apply - read the RACV Boat Insurance Product Disclosure Statement and Policy Booklet or call 13 RACV (13 7228).
multi policy discount*
By having any home and any vehicle insurance policy with RACV you are eligible for our Multi Policy Discount. When you qualify for a Multi Policy Discount you will receive 10% off every vehicle and every home insurance policy as well as any RACV Boat, Caravan or Landlord insurance policy.
RACV rewards loyalty*
As a membership organisation, RACV is serious about returning value to members through a range of benefits. One such benefit is the Years of Membership benefit, which applies to Boat Insurance Policies. The discount is based on the number of years of membership you have with RACV and is applied as follows:
| | Bronze | Silver | Gold | Gold 50 |
|---|---|---|---|---|
| Boat Insurance | 5% | 10% | 15% | 20% |
no claim bonus discount*
With RACV's No Claim Bonus structure, you will be rewarded for each claim-free year.
*Discounts are applied to the base premium in the following steps:
| Step 1 | Multi-policy discounts and RACV rewards loyalty discounts |
| Step 2 | No Claim Bonus Discounts |
The base premium does not include the cost of Pay by the month and government charges.
A Product Disclosure Statement is available to download for this product or can be obtained by calling 13 RACV (13 7228) or visiting any RACV Shop. You should consider the Product Disclosure Statement in deciding to acquire, or continue to hold this product. This product is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678.
Please consult with RACV to check whether savings on car insurance are available for you. Savings on car insurance may not be available to all customers and, if available, may vary according to your individual circumstances.




