insurance

features of RACV landlord insurance

theft or malicious damage

If your rental property suffers loss or damage caused by theft, attempted theft, vandalism or a malicious act by your tenant or their guest, you're covered for up to a maximum of $10,000* for buildings and/or contents.

rent default

If your tenant stops paying rent, including if they leave without notice, during the term of the rental agreement, you're covered for up to a maximum of $5,000*#.

legal fees

If we have agreed to pay a claim for rent default, we will also pay you up to a maximum of $5,000 towards legal costs to help recover the rent owed to you.

loss of rent

You're covered up to a maximum of 12 months rent if your tenant cannot live at your rental property while it is being repaired as a result of certain insured incidences such as storm or earthquake. However you must have a valid rental agreement.

liability cover

You're covered if you are legally liable to pay compensation for death or bodily injury to other people, or for damage to their property occurring on your rental property, for up to $10 million "plus legal costs".

*A valid written rental agreement is required.  We will deduct from your claim four times the weekly rent in addition to any excess that applies.

#The increase in rent default from $3000 to $5000 is applicable from the 14 January for New Business and Renewals

All figures stated are inclusive of GST.

For complete and full details read the relevant Product Disclosure Statement and Policy Booklet below or call 13 RACV (13 7228):

• RACV Landlord Insurance Product Disclosure Statement and Policy Booklet (PDF 1.63MB)

A Product Disclosure Statement is available to download for this product or can be obtained by calling 13 RACV (13 7228) or visiting any RACV Shop. You should consider the Product Disclosure Statement in deciding to acquire, or continue to hold this product. This product is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678.
Please consult with RACV to check whether savings on car insurance are available for you. Savings on car insurance may not be available to all customers and, if available, may vary according to your individual circumstances.