travel insurance

australia only

Plan B Australia only provides cover for persons travelling domestically. Note that this is not a medical plan, it covers you largely for your luggage and the risk of cancellation or disruption of travel. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home.

The cover for cancellation fees and lost deposits begins from the time the policy is issued.

*Sub-limits apply
Note: all benefits and premiums are in Australian dollars.

summary of benefits

This is only a Summary of Benefits. Please read the Combined FSG and PDS including policy wording (PDF 897KB) carefully for the complete details of "We Will Pay" and "We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions and limits apply to the cover and these are set out in the policy wording.

1. Cancellation Fees & Lost Deposits (pg. 29 to 30)

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:

• Sickness
• Accidents
• Strikes
• Collisions
• Retrenchment
• Natural Disasters

Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit

4. Additional Expenses (pg. 33 to 34)

Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:

• Sickness
• Accidental injury
• Death

Also cover for travelling companion or relatives accommodation and travel expenses to travel to, stay near or escort you resulting from:

• Hospitalisation
• Medical Evacuation

Single/Duo Plan: $50,000   
Family Plan: $100,000

6. Accidental Death (pg. 35 to 36)

A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury

Single/Duo Plan: $25,000   
Family Plan: $50,000

11. Luggage and Personal Effects (Additional Cover Options Available) (pg. 38 to 40)

Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:

• Luggage
• Spectacles
• Personal Effects
• Personal Computers
• Cameras

Single/Duo Plan: $12,000   
Family Plan: $24,000

13. Travel Delay Expenses (pg. 41)

Cover for additional meals and accommodation expenses if your journey is disrupted due to circumstances beyond your control after an initial 6 hours delay:

Single/Duo Plan: $1,000   
Family Plan: $2,000

15. Personal Liability (pg. 42 to 43)

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you

Single/Duo Plan: $5 million   
Family Plan: $5 million

16. Rental Vehicle (Additional Cover Options Available) (pg. 43 to 44) 

Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:

• Stolen
• Crashed
• Damaged and/or cost of returning rental vehicle due to you being unfit

Single/Duo Plan: $3,000   
Family Plan: $3,000

17. Domestic Pets (pg. 44)

Cover for additional boarding kennel or cattery fees resulting from your delayed return home. Also veterinary fees if your pet is injured whilst you are away.

Single/Duo Plan: $200
Family Plan: $400

18. Domestic Services (pg. 45)

Cover for house keeping services following injury disablement continuing upon your return home.

Single/Duo Plan: $200
Family Plan: $400

19. Snow Skiing and Golf Equipment Replacement (pg. 45)

Cover for hire of alternative Snow Skiing and Golf Equipment following accidental loss, theft or breakage of Snow Skiing and Golf Equipment.

Single/Duo Plan: $200
Family Plan: $400

*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST

RACV Sales and Marketing Pty Ltd ABN 11 005 258 702 Authorised Representative 270432 is an authorised representative of ETI Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631. This insurance is underwritten by Allianz Australia Insurance Limited (Allianz), ABN 15 000 122 850, AFSL 234708 and is arranged and managed by ETI Australia Pty Ltd. You should consider the Product Disclosure Statement before making any decisions about this product.