travel insurance

australia only

Plan B Australian domestic travel insurance only provides cover for persons travelling domestically. Note that this is not a medical plan, it covers you largely for your luggage and the risk of cancellation or disruption of travel. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home.

The cover for cancellation fees and lost deposits begins from the time the travel insurance policy is issued.

Section	Benefit	Single	Duo (per person)	Family
*1	Cancellation Fees and Lost Deposits	unlimited	unlimited	unlimited
*4	Additional Expenses	$25,000	$25,000	$50,000
*6	Accidental Death	$25,000	$25,000	$50,000
*11	Luggage and Personal Effects	$12,000	$12,000	$24,000
*13	Travel Delay Expenses	$1,000	$1,000	$2,000
15	Personal Liability	$5 million	$5 million	$5 million
*16	Rental Vehicle	$4,000	$4,000	$4,000
*17	Snow Skiing/Golf Equipment Replacement	$200	$200	$400

*Sub-limits apply
Note: all benefits and premiums are in Australian dollars.

summary of benefits

This is only a Summary of Benefits. Please read the Combined FSG and PDS including policy wording (PDF 673KB) carefully for complete details of what We will pay and We will not pay and which of the benefits are provided under each plan (see pages 31 to 47). Importantly, please note that exclusions do apply as well as limits to cover.

1. Cancellation Fees & Lost Deposits (pg. 31 to 33)

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:

• Sickness
• Injuries
• Strikes
• Collisions
• Retrenchment
• Natural Disasters

Single/Duo Plan: Unlimited Benefit*
Family Plan: Unlimited Benefit*

4. Additional Expenses (pg. 35 to 37)

Cover for additional accommodation and travel expenses caused by your health problems or someone else’s resulting from:

• Sickness
• Injury
• Death

Also cover for your Travelling Companion’s or Relative’s accommodation and travel expenses to travel to, stay near or escort you resulting from:

• Hospitalisation
• Medical Evacuation

Single/Duo Plan: $25,000*
Family Plan: $50,000*

6. Accidental Death (pg. 38)

A death benefit is payable to your estate if you die because of an Injury you sustained during your Journey within 12 months of that Injury.

Single/Duo Plan: $25,000*
Family Plan: $50,000*

11. Luggage and Personal Effects (Additional Cover Options Available) (pg. 41 to 43)

Cover for replacing stolen Luggage and Personal Effects or reimbursing repair cost for accidentally damaged items, including:

• Luggage
• Spectacles
• Personal Effects
• Personal Computers
• Cameras

Single/Duo Plan: $12,000*
Family Plan: $24,000*

13. Travel Delay Expenses (pg. 44)

Cover for additional meals and accommodation expenses, after an initial 6 hour delay, if your Journey is disrupted due to circumstances beyond your control.

Single/Duo Plan: $1,000*
Family Plan: $2,000*

15. Personal Liability (pg. 45 and 46)

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.

Single/Duo Plan: $5 million   
Family Plan: $5 million

16. Reimbursement of Rental Vehicle Excess (Additional Cover Options Available) (pg. 46 and 47)

Cover for the excess payable on your Rental Vehicle’s motor vehicle insurance resulting from the Rental Vehicle being:

• Stolen
• Crashed
• Damaged 

and/or the cost of returning the Rental Vehicle due to you being unfit to do so.

Single/Duo Plan: $4,000*
Family Plan: $4,000*

17. Snow Skiing and Golf Equipment Hire (pg. 47)

Cover for the hire of alternative snow skiing and golfing equipment following the accidental loss, theft of or damage to snow skiing and golfing equipment owned by you.

Single/Duo Plan: $200*
Family Plan: $400*

*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST

*Sub- limits apply - refer to "your policy cover" pages 31 - 47 for details of what We will pay and what We will not pay, and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover.

RACV Sales and Marketing Pty Ltd ABN 11 005 258 702 Authorised Representative 270432 is an authorised representative of AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 234708. This insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and arranged and managed by AGA Assistance Australia Pty Ltd. You should consider the Product Disclosure Statement before making any decisions about this product.