essential cover
Plan D Essential cover is designed for those looking for cheap travel insurance online. Our budget travel insurance policy provides a range of benefits for budget conscious travellers (such as backpackers or students) including medical & repatriation cover. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home. (note that there is no cover for medical cost incurred within Australia)
| Section | Benefit | Single | Duo (per person) | Family |
|---|---|---|---|---|
| *2 | Overseas Emergency Medical Assistance | unlimited | unlimited | unlimited |
| 3 | Overseas Emergency Medical & Hospital Expenses | unlimited | unlimited | unlimited |
| Dental Expenses (Per Person) | $500 | $500 | $500 | |
| 15 | Personal Liability | $5 million | $5 million | $5 million |
*Sub-limits apply
Note: all benefits and premiums are in Australian dollars.
summary of benefits
This is only a Summary of Benefits. Please read the Combined FSG and PDS including policy wording (PDF 673KB) carefully for complete details of what We will pay and We will not pay and which of the benefits are provided under each plan (see pages 31 to 47). Importantly, please note that exclusions do apply as well as limits to cover.
2. Overseas Emergency Medical Assistance (pg. 33 and 34)
Cover for emergency medical assistance while you are Overseas including:
- 24 Hour Emergency Medical Assistance
- Ambulance
- Medical Evacuations
- Funeral Arrangements
- Messages to family
- Hospital Guarantees
Single/Duo Plan: Unlimited Benefit*
Family Plan: Unlimited Benefit*
3. Overseas Emergency Medical/Hospital Expenses (pg. 34 and 35)
Cover for overseas emergency medical treatment if you are injured or become sick overseas, including:
- Medical
- Hospital
- Surgical
- Nursing
- Emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth
Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit
15. Personal Liability (pg. 45 and 46)
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Single/Duo Plan: $5 million
Family Plan: $5 million
*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST
*Sub- limits apply - refer to "your policy cover" pages 31 - 47 for details of what We will pay and what We will not pay, and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover.
RACV Sales and Marketing Pty Ltd ABN 11 005 258 702 Authorised Representative 270432 is an authorised representative of AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 234708. This insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and arranged and managed by AGA Assistance Australia Pty Ltd. You should consider the Product Disclosure Statement before making any decisions about this product.
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