essential cover
Plan D Essential cover provides a range of benefits for budget conscious travellers including medical & repatriation cover. Cover applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home. (note that there is no cover for medical cost incurred within Australia)
| Section | Benefit | Single | Duo (per person) | Family |
|---|---|---|---|---|
| *2 | Overseas Emergency Medical Assistance | unlimited | unlimited | unlimited |
| 3 | Overseas Emergency Medical & Hospital Expenses | unlimited | unlimited | unlimited |
| Dental Expenses (Per Person) | $500 | $500 | $500 | |
| 15 | Personal Liability | $5 million | $5 million | $5 million |
*Sub-limits apply
Note: all benefits and premiums are in Australian dollars.
summary of benefits
This is only a Summary of Benefits. Please read the Combined FSG and PDS including policy wording (PDF 897KB) carefully for the complete details of "We Will Pay" and "We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions and limits apply to the cover and these are set out in the policy wording.
2. Overseas Emergency Medical Assistance (pg. 31)
Cover for emergency medical assistance including:
- 24 Hour Emergency Medical Assistance
- Ambulance - Medical Evacuations
- Funeral Arrangements - Messages to family
- Hospital Guarantees
- Dental expenses - $500 limit per person
Single/Duo Plan: Unlimited Benefit - sublimits apply
Family Plan: Unlimited Benefit - sublimits apply
3. Overseas Emergency Medical/Hospital Expenses (pg. 32 to 33)
Cover for overseas medical treatment if you are injured or become sick overseas, including:
- Medical
- Hospital
- Surgical
- Nursing
Emergency dental treatment for the relief of sudden and acute pain.
Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit
15. Personal Liability (pg. 42 to 43)
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you
Single/Duo Plan: $5 million
Family Plan: $5 million
*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST
RACV Sales and Marketing Pty Ltd ABN 11 005 258 702 Authorised Representative 270432 is an authorised representative of ETI Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631. This insurance is underwritten by Allianz Australia Insurance Limited (Allianz), ABN 15 000 122 850, AFSL 234708 and is arranged and managed by ETI Australia Pty Ltd. You should consider the Product Disclosure Statement before making any decisions about this product.



