loans

personal loans & car loans

RACV Finance offers fast loan approval on personal loans for new and used cars, debt consolidation, home improvements, boat, holidays and almost any other purpose. Our fast personal loans offer highly competitive rates, and there are no ongoing fees.

RACV Personal Loans are simple, convenient and our quick approval process means in most cases, your loan can be approved within 24 hours.

We can even pre-approve your personal loan or car loan, giving you bargaining power when you go shopping. In other words, if you find it, you can buy it. You know the money is yours.

• Car loans - Loans available for both new and used cars, we'll help you purchase your dream car with rates from 8.70%* p.a. (comparison rate 9.10%^ p.a.)
• Personal loans - we have a variety of personal loans to suit almost any purpose from boat loans to home improvements.
• Business car loans - RACV business car loans are simple, convenient and our speedy approval process can approve your loan in 24 hours.
• Debt consolidation - We can consolidate all of your loans into one more manageable loan repayment.
• Loan calculator - Use the RACV loan calculator to work out repayment options based on the size and duration of you loan, interest rate and repayment frequency.

 

*Conditions, fees and charges apply. Rate subject to change without notice. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to RACV lending criteria. Australian credit licence 391488.

 

 find out about our loans:

apply for a loan
features of our loans
how to make repayments
upon approval

• application form pdf (82KB)