It pays to compare home insurance

Feel confident in your cover with RACV Home Insurance

One in four Victorian households trust RACV to protect their home

  • Choice of excess

    Choose the basic excess that’s right for you. You can reduce your premium with a higher excess but remember the excess is what you pay each time you make a claim.

  • Newly built home discount

    If you insure a new home, you may be eligible for further savings on your premium.

  • Choose how you pay

    Pay annually and save using RACV’s range of easy-to-use payment options, or pay monthly using direct debit from your bank account or credit card.

  • RACV is here to answer your claims call 24/7
  • If you leave your home door open by accident, you will still be covered by RACV
  • If an insured item is stolen, damaged or destroyed by any event listed in your policy, RACV will replace it with a new one
  • RACV offer temporary accommodation for up to 12 months if your home is unlivable after an incident
  • Optional: Accidental damage cover such as if you spill a dirnk on your laptop, drop your smart phone or knock over the TV
  • Optional: You're covered for specified items outside your home in Australia and New Zealand plus up to $10,000 in total in other countries (such as phones and laptops). 
  • Home insurance

    Covers your buildings and permanently attached fixtures such as light fittings and kitchen cupboards. Includes garage, carport, fences, pools and spas

  • Contents insurance

    Covers incidents such as fire, theft and attempted theft, vandalism, broken glass, storm, storm surge, flood, impact damage, animal damage, earthquake, explosion and more

Fact Sheets, Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Home Insurance Product Disclosure Statements

RACV Home Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017.

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RACV Home Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date on or after 13 September 2015 and renewal policies with a start date on or after 2 November 2015 and new business policies with a start date before 20 March 2017 and renewal policies with a start date before 1 May 2017.

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RACV Home Insurance Premium, Excess, Discounts and Benefits Guides

RACV Home Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017.

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RACV Home Insurance Premium, Excess, Discounts and Benefits Guide for new business policies with a start date on or after 17 January 2016 and renewal policies with a start date on or after 7 March 2016 and new business policies with a start date before 20 March 2017 and renewal policies with a start date before 1 May 2017.

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RACV Home Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 13 September 2015 and renewal policies with a start date on or after 2 November 2015 and new business policies with a start date before 17 January 2016 and renewal policies with a start date before 7 March 2016.

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RACV Landlord Insurance Product Disclosure Statements

RACV Landlord Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017.

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RACV Landlord Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date on or after 13 September 2015 and renewal policies with a start date on or after 2 November 2015 and new business policies with a start date before 20 March 2017 and renewal policies with a start date before 1 May 2017.

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RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guides

RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017.

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RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guide for new business policies with a start date on or after 17 January 2016 and renewal policies with a start date on or after 7 March 2016 and new business policies with a start date before 20 March 2017 and renewal policies with a start date before 1 May 2017.

Download

RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 13 September 2015 and renewal policies with a start date on or after 2 November 2015 and new business policies with a start date before 17 January 2016 and renewal policies with a start date before 7 March 2016.

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