Complete Care® Car Insurance

The ultimate cover for your vehicle, with a host of great features

  • We make your life easier

    Complete Care® is the ultimate comprehensive car insurance policy, covering accidental damage to your car and damage or loss from fire, theft, flood, storm and malicious acts. It includes a host of great additional benefits to make your life easier.

  • We take care of just about everything

    Everything you expect from our top-of-the-range car insurance policy, and much more.

  • We keep you moving

    With great taxi and hire car benefits while your car is being repaired^.

mozo

Exceptional Quality Car Insurance

RACV Complete Care® Car Insurance has been named as a winner in the 2018 Mozo Experts Choice Awards for Exceptional Quality Car Insurance.

  • Comprehensive cover, so you don’t need to worry

    Includes cover for accidental damage to your car and loss or damage from fire, theft, flood, storm or a malicious act, and more.

  • Liability cover up to $20 million for damage to someone else’s vehicle or property

    Covers your liability if your car is involved in an incident – for example, if you are ‘at fault’ and someone else’s vehicle or property is damaged. Limitations and exclusions apply.

  • Hire car until your claim is settled

    Up to $100 a day for a hire car until your car is returned or we pay your total loss claim.

  • Taxi transport up to $500 during the claims process

    To get you from the scene of an incident, and to or from the car repairer or the hire car company. You choose how you use it.

  • Towing costs are covered for pickup and return to you

    We arrange for a tow truck to pick up your car following an incident, take it to the repairer, and then back to you. These costs are all covered.

  • Emergency accommodation when you need it

    Up to 10 nights accommodation at up to $150 a night if you are involved in an incident we agree to cover more than 100kms from home.

  • Windscreen damage cover, with no excess

    If only your vehicle's windscreen, windows or sunroof are damaged, you can claim without paying an excess.

  • $1000 for personal items

    Your policy covers personal items if they're stolen or damaged in an incident up to $1000. Some exclusions apply.

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

RACV Motor Insurance Product Disclosure Statement

RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

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RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

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RACV Complete Care® Motor Insurance Product Disclosure Statement

RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

Download

 

RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

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RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018 and new business policies with a start date before 24 August 2018 and renewal policies with a start date before 1 October 2018.

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RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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^ Covers the cost of a taxi up to $80 each way, from and to an RACV Partner Repairer.

* RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. 

** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.