The ultimate cover for your vehicle, with a host of great features
Complete Care® is the ultimate comprehensive car insurance policy, covering accidental damage to your car and damage or loss from fire, theft, flood, storm and malicious acts. It includes a host of great additional benefits to make your life easier.
Everything you expect from our top-of-the-range car insurance policy, and much more.
With great taxi and hire car benefits while your car is being repaired^.
RACV Complete Care® Car Insurance has been named as a winner in the 2018 Mozo Experts Choice Awards for Exceptional Quality Car Insurance.
The longer you are with RACV the more you save. If you have certain other RACV products, you can save even more with RACV's Multi-Policy Discount on insurance products.
With RACV Motor Insurance we have your back.
Make a claim 24 hours a day, 7 days a week.
Includes cover for accidental damage to your car and loss or damage from fire, theft, flood, storm or a malicious act, and more.
Covers your liability if your car is involved in an incident – for example, if you are ‘at fault’ and someone else’s vehicle or property is damaged. Limitations and exclusions apply.
Up to $100 a day for a hire car until your car is returned or we pay your total loss claim.
To get you from the scene of an incident, and to or from the car repairer or the hire car company. You choose how you use it.
We arrange for a tow truck to pick up your car following an incident, take it to the repairer, and then back to you. These costs are all covered.
Up to 10 nights accommodation at up to $150 a night if you are involved in an incident we agree to cover more than 100kms from home.
If only your vehicle's windscreen, windows or sunroof are damaged, you can claim without paying an excess.
Your policy covers personal items if they're stolen or damaged in an incident up to $1000. Some exclusions apply.
5%
10%
15%
20%
Choose from over 95 RACV Partner Repairers across Victoria who will deliver great service and high quality repairs - We'll guarantee the workmanship on all authorised repairs for as long as you are the owner of the vehicle.
We agree on the amount your car is insured for when you take out your insurance - that’s what you’ll get in the event of a total loss, less applicable deductions.
If available you can choose to have your car replaced with a brand new car of the same make and model if you have a total loss, and your car is less than three years old and owned from new.
If an incident we cover occurs more than 100km from home, we will arrange for pets in the car to be taken to a place of safety. If you need emergency accommodation, we’ll cover the cost of pet-friendly accommodation (up to $50 a night) if more than 100km from home.
If you or your family dependent have an emergency more than 100km from home, Aussie Assist can help – and you don’t even have to be with your car to use it.
RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.
RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.
RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.
RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.
RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.
RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.
RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018 and new business policies with a start date before 24 August 2018 and renewal policies with a start date before 1 October 2018.
RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.
RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.
Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.
Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.
^ Covers the cost of a taxi up to $80 each way, from and to an RACV Partner Repairer.
* RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.
** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.