*Conditions, fees and charges apply. Rate subject to change without notice. The promotional new car loan rate is for loans greater than $15,000 for new car loans only and applicants that own or are purchasing property. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. ^^ If you are not completely satisfied with your RACV Finance personal loan, you can return the full loan amount and, if the loan is paid out and finalised within 21 days from the date the loan was funded RACV Finance will refund all application fees and any interest charged; waive the early termination fee (ETF); and cancel any Consumer Credit Insurance or Shortfall Insurance policy taken out and refund all premiums to the loan, product coverage will cease. The Satisfaction Guarantee is not available in conjunction with commercial loan products, leases or loans introduced by Brokers/Dealers. Subject to RACV lending criteria. Australian credit licence 391488. Years of membership benefit discount does not apply to the advertised new car loan interest rate. **Conditions, fees and charges apply, subject to RACV Finance lending criteria, rates subject to change.