insurance

RACV Farm Insurance caters to the specific needs of farmers, without the fuss. RACV Farm Insurance covers your farm and farm machinery against loss, motor vehicles, home and contents against burglary, and plenty more.

Our Farm Insurance enables you to:

• Mix and match cover options to suit your farm.
• Pay only for the cover options you require.
• Pay your insurance by the month.

Check out our competitive prices for Farm Insurance and make the change. And don't forget, we're on hand between 8.30am and 7pm Monday to Friday to help.

Call 13 RACV (13 7228) to get an estimate, arrange a policy or for more information.

Request an estimate online

We also have a product designed specifically for Hobby Farms - EasyFarm.

features of farm insurance

Farms and agricultural businesses come in all shapes and sizes. RACV Farm Insurance can protect both your personal and business assets and is flexible enough to cover a wide range of farming and other agribusinesses.

fire and other defined events

The cover provides for replacement value of your farm buildings, machinery, fencing, hay, livestock and contents against such events as fire, storms and other defined events.

domestic home and contents

As part of your RACV Farm Insurance policy, we cover your home and contents for loss and or damage as defined.

additional working costs

A fire, storm, or other defined event could set your business back years. We can offer cover for the additional expenses you incur to maintain your normal business activities, on the same scale as the preceding year. You can keep your customers happy and your business going, even if the worst happens.

property in transit

Country businesses need to keep moving. We offer cover to protect your assets while they travel the country. This includes livestock, equipment, produce and supplies produced (excluding furniture and personal effects) that are in transit to and from your property.

burglary or theft

We protect your farm from loss or damage due to burglary or theft of farm contents and equipment.

broadform liability

We offer cover that protects you from the potentially devastating cost of liability actions for both property damage and personal injury.

personal accident and illness

We believe that your health is your most valuable asset. So we offer cover (weekly and capital benefit) to assist you financially if you become sick or are injured.

machinery and electronic equipment

Even today's machinery breaks down and the consequences are unimaginable. The RACV Farm Insurance policy protects you against breakdown of machinery and explosion or collapse of boilers and pressure vessels and a range of protection for electronic equipment.

motor vehicles

Motor vehicles keep your business moving, whether they are cars, trucks, utilities, trailers, tractors, forklifts or mobile machinery. We can offer cover for your vehicles against damage caused by accident or fire and against theft. Cover also includes up to $10 million for legal liability claims for property damage or personal injury caused by the use of the vehicle, or by loading, unloading or goods falling from the vehicle.

tax audit

If the Australian Tax Office (ATO) conducts an audit or in-depth investigation of your business, you'll need help. We cover professional fees incurred for such services. 

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For complete and full details read the RACV Farm Insurance Product Disclosure Statement and Policy Wording or call 13 RACV (13 7228):

• RACV Farm Insurance Product Disclosure Statement and Policy Wording (139KB)

RACV Farm Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No 227681. The RACV Brand is used under licence from RACV. A Product Disclosure Statement (PDS) is available to download for this product or can be obtained by calling 13 RACV (13 7228) or visiting any RACV Shop. You should consider the PDS in deciding to acquire or continue to hold this product.