RACV Landlord Insurance provides a range of benefits that are not covered by standard home buildings and contents insurance policies.
As well as safeguarding your property and contents against damage or loss, RACV Landlord Insurance covers rent default and the associated legal costs, and loss of rent if the property is uninhabitable due to damage. So your rental income is protected, even if the unexpected happens.
There are two types of landlord insurance available
- landlord buildings - provides cover for your building's structure.
- landlord contents - covers those items owned by the landlord available for the tenant's use and used solely for domestic purposes in your rental or investment property. This may occur where a property is let fully or partially furnished and may include a refrigerator, furniture, TV & stereo and washing machine.
Check our competitive prices on landlord insurance and make the switch today!
Call 13 RACV (13 7228) or visit any RACV shop.
discounts & savings
When you have landlord insurance, you may be eligible for our great range of discounts and savings.
multi policy discount#
By having any home or landlord insurance policy and any motor insurance policy with RACV you are eligible for our Multi-Policy Discount.
When you qualify for a Multi-Policy Discount you will receive 10% off every motor and every home insurance policy as well as any RACV Boat, Caravan, Trailer or Landlord Insurance policy.
years of membership benefits^
RACV’s Years of Membership Benefits program links in to the colour of your membership card and is a way of showing our appreciation for the loyalty you, our members, show us. The longer you’ve been with us, the more you can save.
This means that if you are a member of RACV with a Gold 50 card, you can receive a discount on your premium of up to 20%.
|Years of Membership Benefit||Bronze
|RACV Landlord Insurance||5%||10%||15%||20%|
no claim bonus discount*
RACV Insurance rewards claim-free policyholders. For each consecutive claim-free policy year you will receive a 5% discount on renewal of your policy, up to a maximum discount of 25% for five claim-free years of insurance.
For more information about RACV Insurance discounts and savings, please refer to the Premium, Excess, Discounts & Benefits Guides which are available to download or can be obtained by calling 13 RACV (13 7228) or visiting any RACV Shop.
# On existing policies, Multi-Policy Discount takes effect at next renewal and does not apply to RACV Travel, Business, Farm or Veteran, Vintage & Classic Vehicle Insurance products.
* If you currently receive a Linked Policy Discount and become eligible for a Multi-Policy Discount, the Multi-Policy Discount will replace your Linked Policy Discount.
^ Years of Membership Discount does not apply to Business or Farm Insurance products. Products issued by Insurance Manufacturers of Australia. Please consider the Product Disclosure Statements. For a copy call 13 RACV (13 7228).
Discounts are applied to the base premium and do not include the cost of policy options, Pay By the Month and government charges. RACV Home, Motor, Landlord, Boat, Caravan, Trailer and Veteran, Vintage & Classic Insurance are issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. Please consider the Product Disclosure Statements. For a copy call 13 RACV (13 7228) or visit any RACV Shop.