faq - what is rating protection - RACV



what is rating protection?


If you're not currently on Rating 1 you can still choose to protect your rating, right through to Rating 6. This guarantees that even if you make a claim for an accident that is your fault, your rating won't be affected (although your premium may be). For example, if you currently hold a Rating 3 and have chosen to protect your rating and you have an at fault claim, your rating will still move to Rating 2 at your next renewal

Remember, however, that all motor vehicle incidents you have and claims you make whether you were at fault or not at fault may impact your next year's premium, regardless of your rating.

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