RACV Motor Insurance policy documents

Complete Care® Motor Insurance

RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet - October 2023 (PDF, 370 KB)
For policies with a start date from 11 October 2023 - 13 July 2026 or with a renewal effective date from 13 November 2023 - 16 August 2026.

Comprehensive, Third Party, and Motorcycle Insurance

RACV Motor Insurance Product Disclosure Statement and Policy Booklet - October 2023 (PDF, 368 KB)
For policies with a start date from 11 October 2023 - 13 July 2026 or with a renewal effective date from 13 November 2023 - 16 August 2026.

Caravan and Trailer Insurance

RACV Caravan and Trailer Insurance Product Disclosure Statement and Policy Booklet - October 2023 (PDF, 504 KB)
For policies with a start date from 11 October 2023 - 13 July 2026 or with a renewal effective date from 13 November 2023 - 16 August 2026.

Veteran, Vintage and Classic Vehicle Insurance

RACV Veteran, Vintage and Classic Insurance Product Disclosure Statement and Policy Booklet - October 2023 (PDF, 522 KB)
For policies with a start date from 11 October 2023 - 18 February 2025 or with a renewal effective date from 13 November 2023 - 24 March 2025.

Boat Insurance

RACV Boat Insurance Product Disclosure Statement and Policy Booklet - August 2022 (PDF, 308 KB)
For policies with a start date from 3 August 2022 - 10 October 2023 or with a renewal effective date from 5 September 2022 - 12 November 2023.

If you wish to access any older versions of policy documents please contact RACV on 13 72 28. 

Complete Care®, Comprehensive, Third Party, and Motorcycle Insurance

RACV Motor Insurance Premium, Excess and Discounts Guide - April 2024 (PDF, 109 KB)
For policies with a start date from 1 April 2024 - 28 January 2026 or with a renewal effective date from 1 April 2024 - 11 March 2026.

Caravan and Trailer Insurance

RACV Caravan and Trailer Insurance Premium, Excess, Discounts Guide - September 2022 (PDF, 68 KB)
For policies with a start date from 16 August 2022 - 21 February 2023 or with a renewal effective date from 19 September 2022 - 27 March 2023.

Veteran, Vintage and Classic Vehicle Insurance

RACV Veteran, Vintage and Classic (VVC) Vehicle Insurance Premium, Excess and Discounts Guide - August 2023 (PDF, 191 KB)
For policies with a start date from 2 August 2023 - 31 March 2024 or with a renewal effective date from 4 September 2023 - 31 March 2024.

Boat Insurance

RACV Boat Insurance Premium, Excess, Discounts Guide - June 2023 (PDF, 80 KB)
For policies with a start date from 7 June 2023 - 30 June 2024 or with a renewal effective date from 10 July 2023 - 30 June 2024.

If you wish to access any older versions of policy documents please contact RACV on 13 72 28. 

A document sent to you after you purchase your insurance policy. It outlines details of your cover, such as the policy number, when it takes effect, when it expires, limits and the price of your premium.

A legal document with the terms and conditions of your cover, such as inclusions and exclusions. It should be read alongside your Certificate of Insurance.

Explains how your premium is calculated, what excesses apply (basic, accidental damage and special) and benefits. It should be read alongside the PDS.

A TMD helps you understand the types of people (called the ‘class of customers’) our insurance policies are designed for, considering their needs, objectives, and financial situations.

Explains what insurance products are available and who provides them, the financial services we offer, how we’re paid and how we handle complaints so you can decide whether or not to choose RACV Insurance.