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Is your car at risk of theft?

Discover the most common reasons for car theft, as well as some tips to reduce the risk of it happening to you.
Relaxed attitudes to car security are making it ‘easy’ for opportunist thieves to take advantage of Victorian motorists and steal cars directly from properties and driveways, according to new crime statistics.
In the year-ending June 2021, around 10,000 cars were stolen across Victoria, while there were around 40,000 cases of items being stolen from a car.
Remarkably, more than half of all cars stolen were from the owner’s driveway, garage, or carport – using the owner’s set of keys.
RACV Policy Lead – Safety, Elvira Lazar says the data highlights the need for Victorians to be mindful of simple ways that help reduce the risk of car theft.
“We’ve all spent so much time at home and haven’t necessarily been taking the safety precautions we usually do with our cars, which has left room for opportunistic thieves to take advantage.”
“Along with Comprehensive Car Insurance, there are several things Victorian motorists can do to mitigate the risk and financial loss stemming from car theft."
To help you avoid the stress, inconvenience and cost of having your car stolen, here are the most common reasons for car theft, as well as some tips to reduce the risk of it happening to you.
Most common reasons for car theft
Easy to find keys
By placing your keys in view, you’re also making them easy to find.
“Keeping keys in a bowl on the bench, or a hook in the kitchen, are obvious places for thieves to look for keys,” says Lazar.
“It means they can sneak in through an unlocked door or open window and just drive away.”
Leaving valuables in the car
Leaving valuable items like iPads and tablets, mobile phones or trade tools in plain sight from outside the car increases the temptation to steal, according to Lazar.
“Thieves can be ruthless. They’ll take what they can easily get their hands on inside your car, and if the opportunity presents, they’ll take the car too.”

Thieves often look for valuable items in easily accessible locations, like car seats. Image: Getty
Putting your address on your keyring
By putting details like your home location on your keys, you’re not only providing a thief with your address, but also an easy way to enter your home – meaning it’s not just your car that can be stolen, but your belongings too.
“Many people put their home address on keyrings in case they lose their keys, so they can be returned,” says Lazar.
“But times have changed, and this is more of a security risk than people may think.”
Poor car security
Older cars are much easier to steal due to a lack of engine immobilisers, proper door locks, security alarms and vehicle trackers.
“The absence of modern security features makes older cars very easy and appealing to steal,” she says.
According to carsafe.com.au, top theft targets for the year-ending June 2021 were the Holden Commodore VE MY06-13, Toyota Hilux MY05-11, Ford Ranger PX MY11+, Holden Captiva CG MY06-19, Holden Commodore VY MY02-04 and Nissan Navara D40.

Follow these tips to help minimise your chances of car theft.
How to protect your car from theft
Remove keys from your car
When you’ve taken your keys with you, make sure they’re in a place that’s out of sight, like a drawer or cupboard.
“Always lock your car and take your keys with you,” Lazar explains. “And never leave a spare key hidden somewhere in, or near, the car.”
Lock your doors
It may sound obvious, but many people make it easy for thieves by leaving their entry doors unlocked.
“It’s a good habit to get into, no matter if you live in a metropolitan or regional area,” Lazar says.
“Leaving doors unlocked, whether you’re home or not, can provide thieves with an easy opportunity to act.”
Install an alarm system
If your car doesn’t have a working alarm system, it’s worth getting one installed according to Lazar.
“The loud noise emanating from an alarm system is usually enough to deter a thief from continuing the theft.”
An RACV accredited mechanic can have a look at your car and install an alarm system for you.
Invest in home security equipment
Installing home security equipment, such as alarm systems and security cameras in your driveway, is not only a major visual and sound deterrent for thieves but can be extremely useful in an investigation.
“Alarm systems and security cameras are perhaps the best deterrents there are,” says Lazar.
“These systems can capture footage of the theft in action, which is a huge benefit should a police investigation be undertaken."
An RACV accredited professional can assess your home and determine the best locations to install alarm systems and security cameras.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Manufacturers of Australia ABN 93 004 208 084 AFS Licence No. 227678.
RACV Security Pty Ltd ABN 49 079 148 342 trading as RACV Home Security. Security Licence (Vic.) 733-411-10S and Security Registration (Vic.) 733-411-31S.