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Insurance for your home, vehicle, business or holiday

We know that getting the right cover for your needs is important. Whether you want to protect the place you call home, the wheels that keep you moving, your small business or your next great adventure, there’s a range of policies to suit different needs.

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Find the right cover for you

Car insurance

Help protect your vehicle from loss or damage - whether you need cover for your own car, or just damage to third parties.

Home insurance

Whether you own and live in your home, rent it out or you’re a tenant yourself, you can find cover to suit you.

Travel insurance

RACV Members save 15%† on a range of plans to suit your needs and destination.

Business insurance

Tailored cover for a range of different industries, to help protect businesses like yours.

Motorcycle insurance

Choose from simple or comprehensive cover, to help you hit the road with peace of mind.

Caravan and trailer insurance

Whether you’re hitting the road or staying put, there’s a policy to suit your needs. 

Boat insurance

Help protect for your boat in and out of the water, whether you have a luxury houseboat or a modest dinghy.

More than just great cover

Loyalty discount

The longer you're a member, the greater your discount on selected products with our Years of Membership discount.*

Multi-Policy discount

Save up to 10% on each policy when you take out more than one eligible RACV insurance policy.*

Exclusive savings

Get discounted attraction tickets, Woolworths gift cards, special prices on local travel and more.

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Insurance tips and advice

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit

RACV Car Insurance, Motorcycle Insurance, Caravan & Trailer Insurance, Boat Insurance, Veteran, Vintage & Classic Vehicle Insurance, Building & Contents Insurance, Buildings Insurance, Contents Insurance, Renters Insurance and Landlord Insurance issued by Insurance Manufacturers of Australia Pty Ltd ABN 93 004 208 084 AFS Licence No. 227678. RACV Business Insurance, EasyBiz Insurance, Professional Indemnity Insurance, Information Communication and Technology Liability Insurance, Farm Insurance and EasyFarm Insurance issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No .227681. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed.

† RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291AFSL 246 548. Terms & conditions apply, refer to the PDS. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed.

* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.