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Find the right loan for your next car - awarded for excellence and paired with 2 years of free Total Care Roadside Assistance+.
New car loans
Buying brand new? Get a great rate, flexible terms, and no ongoing fees to help you hit the road sooner.
Green car loans for EVs
Switching to electric? Enjoy a discounted rate and flexible options designed for electric vehicles.
Used car loans
Found a second-hand gem? Finance it easily with competitive rates and support for dealer or private sales.
RACV car loans are recognised as WeMoney’s 2025 Electric Car Loan of the Year and a finalist for Best Personal Loan Flexibility.
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The information on this site is for general information purposes only and is published subject to our terms and conditions of use. While we endeavour to ensure the accuracy and completeness of the information on this site, we make no warranties and accept no responsibility for any loss or damage you may suffer as a result or your reliance on any part of it.
R.A.C.V. Finance Limited ABN 82 004 292 291 Australian Credit Licence No. 391488. RACV Finance is subject to RACV lending criteria. Conditions, fees and charges apply.
# Exclusions apply and discounts not available to applications submitted via brokers or intermediaries. Eligible Blue and Bronze cardholders are eligible for a 10% discount on the applicable rate for new applications submitted between 02 February and 02 April 2026. No additional discount and Standard Years of Membership Benefit applies to Silver (10%), Gold (15%) and Gold 50 (20%).
+ Only available with car and motorcycle loans with a Victorian residential address. Limit of one Total Care plan per settled loan contract, set up in name of the borrower first listed in the contract. Renewal after complimentary period has ended will be on standard pricing as at time of renewal. Total Care eligibility and benefits apply per standard Emergency Roadside Assistance Terms and Conditions.
Find out more about RACV Total Care Roadside Assistance.