11 May 2016
Most vehicle collisions last year happened in May, prompting RACV to issue a caution to motorists to take particular care as days shorten and autumn prepares to give way to winter.
RACV General Manager Insurance, Paul Northey explained that RACV Insurance data indicates that the high number of collisions in May is a trend that has been developing over the past five years.
During that period, nine per cent of car collision insurance claims resulted from incidents in the last month of autumn.
“Friday is the day when the highest number of collisions occur, with most happening between noon and 6pm,” Mr Northey said.
On average, RACV received 201 collision claims each day in 2015. The cost of claims increased 3.9 per cent compared to the previous year and totalled $368.5 million.
Mr Northey noted that in close to a third of all collisions, another party was at fault.
“It is important to anticipate the actions of other motorists and be prepared for any unexpected situations,” he said.
Animals can also surprise motorists, accounting for seven per cent of collisions.
For the fifth consecutive year, Melbourne City Council area recorded the highest number of collisions, despite a significant decline in incidents each year since 2012. Motorists lodged 4,885 claims relating to collisions in Melbourne, ahead of Brimbank with 4,163.
Of Victoria’s 78 local government areas, 13 recorded fewer than 100 collisions, with only a single insurance claim resulting from accidents in Pyrenees Shire.
Mr Northey said uninsured motorists potentially faced costly repairs to their vehicle and liability for any damage caused to other vehicles or property in the event of an accident.
“The average cost of collision claims last year was close to $5000, with eleven per cent of claims for total loss and 64 per cent for repairs,” he said.
“In addition to taking precautions behind the wheel, it’s a good idea for motorists to take out comprehensive insurance cover.”
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