Great flexible cover
You get the insurance you want and don’t pay for insurance you don’t need.
Insurance for your business needs
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No fuss approach
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Flexible payment options
Pay by the month by direct debit from a bank account or credit card with no additional charge, or pay annually.
RACV business insurance for professionals is the insurance you need for your business. It’s packed with great features and benefits and is flexible so you choose the cover you want and don’t pay for insurance you don’t need.
It means you can get on with what you do best every day knowing your business is backed by the strength and security of RACV.
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RACV business insurance specifically tailored for professions
Accountants, doctors, lawyers, architects, consultants, dentists, solicitors, investment managers, real estate agents, general offices are all covered
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Protects your buildings and contents for a broad range of incidents
Including accidental damage, fire, storm, rainwater, explosion, burst pipes, vehicle and tree impacts, vandalism, malicious damage and damage by burglars
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Public liability cover to the amount you choose
Covers your liability for personal injury and property damage
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Burglary cover
For your buildings and contents, up to the sum insured with one automatic reinstatement every year
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Business interruption and additional working costs following an incident
If an incident prevents or interferes with your business, you are covered for your loss of turnover while it is resolved or the additional working costs needed to maintain your business
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Your business vehicles are covered too
For accident, fire or theft, with up to $20 million in liability cover for their use including goods falling from your vehicle or during unloading
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Hire vehicle following theft
Up to $100 a day for a hire vehicle for a maximum 14 days (no more than $1000 in total), plus up to $2000 cover for your excess on the hire vehicle
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Glass breakage including skylights, mirrors and neon signs
Including up to $1000 to reinstate advertising signs and up to $1000 for signwriting, temporary shuttering and repairing damage to window frames and door frames
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Laptops, mobile phones and computers
Covered for loss, destruction or damage at your premises, with the option to extend your cover to anywhere in Australia
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Your health is your business’s most important asset
So you are covered for personal accident and illness too – lump sum benefits for accidents or up to 104 weeks of weekly benefits
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Coffee machines and air conditioners
Your machinery is covered for breakdown, and there's also cover for the hire of temporary machines while yours are being repaired
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Tax audit costs
You are covered for the professional fees incurred as a result a tax audit or investigation
RACV Business Insurance key facts sheets
RACV EasyBiz@home Business Insurance key facts sheets
RACV Business Insurance product disclosure statements
RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 1 December 2018.
RACV Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 3.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 3.1, 3.2, 3.3, 3.4, 3.5 and 3.6.
RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after October 2007 and before 1 December 2018.
RACV Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 3.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 3.1, 3.2, 3.3, 3.4 & 3.5.
RACV EasyBiz Insurance Retail, Professional, Hospitality product disclosure statements
RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 30 June 2019.
RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after September 2010 and new business or renewal policies with a start date before 30 June 2019.
RACV EasyBiz Insurance Retail, Professional, Hospitality supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018 and new business or renewal policies with a start date before 30 June 2019. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.
RACV EasyBiz Insurance Tradesperson product disclosure statements
RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.
RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.
RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after October 2007 and before 1 December 2018.
RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.
RACV EasyBiz@home Business Insurance product disclosure statements
RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.
RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.
RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after May 2008 and before 1 December 2018.
RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.
RACV Professional Indemnity policy
RACV Professional Information and Communication Technology liability policy
Related Links
Professional Indemnity ICT Indemnity Farm Insurance Public Liability Insurance Tradies Business Insurance Domestic Services and Repair Businesses insurance Professionals Business Insurance Hospitality Business Insurance Retail Business Insurance Commercial Property Insurance Home Business InsuranceRACV Business Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.