RACV Business Insurance policy documents

Documents to help you understand your insurance policy.

Current documents

Business Insurance

RACV Business Insurance Product Disclosure Statement and Policy Booklet – October 2021 (PDF, 1,566 KB)
For policies with a start date from 8 October 2021 or with a renewal effective date from 13 November 2021.

RACV Professional Indemnity Insurance Policy - May 2021 (PDF, 680 KB)
For policies with a start date or renewal effective date from 30 May 2021.

RACV Information and Communication Technology Liability Insurance Policy - May 2021 (PDF, 686 KB)
For policies with a start date or renewal effective date from 30 May 2021.

Farm Insurance

RACV Farm Insurance Product Disclosure Statement and Policy Booklet – October 2021 (PDF, 1,199 KB)
For policies with a start date from 8 October 2021 or with a renewal effective date from 13 November 2021.

Motor Trade Insurance

RACV Motor Trade Insurance Product Disclosure Statement and Policy Booklet – October 2021 (PDF, 2,414 KB)
For policies with a start date from 8 October 2021 or with a renewal effective date from 13 November 2021.

RACV Motor Trade Insurance Supplementary Product Disclosure Statement 1.2 – May 2021 (PDF, 1,628 KB)
For policies with a start date or renewal effective date from 30 May 2021.

EasyBiz Insurance Retail, Professional, Hospitality

RACV EasyBiz Business Insurance Supplementary Product Disclosure Statement 1.6 – October 2020 (PDF, 1,543 KB)
For policies with a start date or renewal effective date from 17 October 2020.

RACV EasyBiz Insurance Retail, Professional, Hospitality Policy Booklet – June 2019 (PDF, 476 KB)
For policies with a start date or renewal effective date from 30 June 2019.

EasyBiz Insurance Tradesperson

EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet – December 2018 (PDF, 693 KB)
For policies with a start date or renewal effective date from 1 December 2018.

RACV EasyBiz Tradesperson Business Insurance Supplementary Product Disclosure Statement – December 2018 (PDF, 28 KB)
For policies with a start date or renewal effective date from 1 December 2018.

EasyBiz@home Business Insurance

RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet – December 2018 (PDF, 709 KB)
For policies with a start date or renewal effective date from 1 December 2018.

RACV EasyBiz@home Business Insurance Supplementary Product Disclosure Statement – December 2018 (PDF, 28 KB)
For policies with a start date or renewal effective date from 1 December 2018.

EasyFarm Insurance

RACV EasyFarm Insurance Product Disclosure Statement and Policy Booklet – December 2018 (PDF, 899 KB)
For policies with a renewal effective date from 1 December 2018.

RACV EasyFarm Business Insurance Supplementary Product Disclosure Statement – December 2018 (PDF, 26 KB)
For policies with a start date or renewal effective date from 1 December 2018.

Previous documents

Business Insurance

RACV Business Insurance Product Disclosure Statement and Policy Booklet – May 2021 (PDF, 1,159 KB)
For policies with a start date from 30 May 2021 - 7 October 2021 or with a renewal effective date from 30 May 2021 - 12 November 2021.

RACV Business Insurance Supplementary Product Disclosure Statement (SPDS Edition 1) – May 2021 (PDF, 128 KB)
For policies with a start date from 30 May 2021 - 7 October 2021 or with a renewal effective date from 30 May 2021 - 12 November 2021.

RACV Business Insurance Product Disclosure Statement and Policy Booklet – March 2021 (PDF, 1,032 KB)
For policies with a start date or renewal effective date from 31 March 2021 - 29 May 2021.

RACV Business Insurance Product Disclosure Statement and Policy Booklet – September 2020 (PDF, 943 KB)
For policies with a start date or renewal effective date from 6 September 2020 - 29 May 2021.

RACV Professional Indemnity Insurance Policy - June 2019 (PDF, 31,186 KB)
For policies with a start date or renewal effective date from 30 June 2019 - 29 May 2021.

RACV Information and Communication Technology Liability Insurance Policy - June 2019 (PDF, 453 KB)
For policies with a start date or renewal effective date from 30 June 2019 - 29 May 2021.

Farm Insurance

RACV Farm Insurance Product Disclosure Statement and Policy Booklet – July 2021 (PDF, 1,239 KB)
For policies with a start date from 8 July 2021 - 7 October 2021 or with a renewal effective date from 8 July 2021 - 12 November 2021.

RACV Farm Insurance No Claim Bonus Information (PDF, 96 KB)
For policies with a start date or renewal effective date from 1 July 2021 - 7 July 2021.

RACV Farm Insurance Product Disclosure Statement and Policy Booklet – May 2021 (PDF, 20,361 KB)
For policies with a start date or renewal effective date from 30 May 2021 - 7 July 2021.

RACV Farm Insurance Supplementary Product Disclosure Statement 1.1 – October 2020 (PDF, 1,541 KB)
For policies with a start date or renewal effective date from 17 October 2020 - 29 May 2021.

RACV Farm Insurance Product Disclosure Statement and Policy Booklet – December 2018 (PDF, 1,042 KB)
For policies with a start date or renewal effective date from 1 December 2018 - 29 May 2021.

Motor Trade Insurance

RACV Motor Trade Insurance Product Disclosure Statement and Policy Booklet – April 2021 (PDF, 1,579 KB)
For policies with a start date from 9 April 2021 - 7 October 2021 or with a renewal effective date from 9 April 2021 - 12 November 2021.

RACV Motor Trade Insurance Product Disclosure Statement and Policy Booklet – November 2018 (PDF, 986 KB)
For policies with a start date or renewal effective date from 1 November 2018 - 8 April 2021.

Policy on developing and distributing retail insurance products

The issuer of RACV Commercial Insurance products, Insurance Australia Limited, aims to develop, and we aim to distribute, retail insurance that meets our customers’ likely needs, objectives and financial situations.

Read the IAL Policy (PDF, 191 KB)

  • Certificate of Insurance

    A document sent to you after you purchase your insurance policy. It outlines details of your cover, such as the policy number, when it takes effect, when it expires, limits and the price of your premium.

  • Product Disclosure Statement (PDS)

    A document that explains key features, benefits and risks with your insurance policy and the terms and conditions of your cover, such as inclusions and exclusions. It should be read alongside your Certificate of Insurance.

  • Key Facts Sheet (KFS)

    Provides you with a quick snapshot of what is and isn’t covered. It’s not a complete statement of your cover, so it should be read alongside the PDS and your Certificate of Insurance.

  • Target Market Determination (TMD)

    A TMD helps you understand the types of people (called the ‘class of customers’) our insurance policies are designed for, considering their needs, objectives, and financial situations.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. 227681.