RACV Business Car Loans

Get a business car loan from 5.99%*

Your estimated monthly repayment

At RACV we make it our business to help your business

RACV’s business car loans and commercial vehicle finance options suit everyone from sole traders to large companies. With RACV’s fast, simple approval process you can secure car finance in as little as 24 hours.

  • No ongoing fees

    Which means lower monthly payments for you.

  • Easy to apply

    Your loan application will take 10 minutes – online, over the phone, or in store.

  • Fast approval

    Within five working hours.

  • 100% finance

    In most cases there’s no need for a deposit – so you can keep your cash flow humming.

  • Tax benefits

    A business car can deliver tax benefits and that’s why we offer flexible finance with hire purchase, leasing or chattel mortgage. Discuss this with your accountant.

  • Flexi car terms

    We finance most cars, from the brand new to the lovably old.

  • Dealers and brokers

    While it might look like they’re giving you a lower rate they often charge additional fees. These fees make your monthly repayments higher.

  • Manufacturer 0% and 2% finance

    Low interest rates sound great but there’s usually a catch. The lower the rate, the less you may be able to negotiate on the vehicle purchase price. Always negotiate on price first before advising how you will pay for your car. Remember, if it sounds too good to be true, it probably is.

  • Balloon or residual payments

    These reduce your monthly repayments but you will still owe a lump sum at the end of your loan. You get a nicer car but pay more interest on every payment to do so.

  • Adding to your home loan

    While the interest rate on your home loan might be lower, you’re paying it back over a much longer period.This can increase the total interest on your loan by thousands.

RACV, the provider of Victoria's most trusted car insurance

*Conditions, fees and charges apply. Rate subject to change without notice. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. RACV Finance is subject to RACV lending criteria.  R.A.C.V. Finance Limited ABN 82 004 292 291 Australian Credit Licence No. 391488. 

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