The comprehensive cover you need for your motorcycle

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  • Great features and benefits

    Accidental damage, fire and theft cover included, with loads of great additional benefits

  • Flexible to meet your needs

    Choose how your motorcycle is valued, the extras you want, and how you wish to pay

  • Range of great discounts

    We reward good riding, and offer Multi-Policy and Years of Membership Benefits

  • Comprehensive motorcycle insurance, so you don’t need to worry

    Includes cover for accidental damage to your motorcycle and loss or damage from fire, theft, flood, storm or a malicious act

  • Up to $20 million for damage to someone else’s vehicle or property

    Covers your liability if your motorcycle is involved in an incident - for example, if you are ‘at fault’ and someone else’s vehicle or property is damaged

  • Hire car if your motorcycle is stolen

    Up to $50 a day (maximum 21 days), plus $2000 cover for excess or bond if you have an incident in the hire car. Option to add hire car cover following an incident

  • Up to $2000 cover for your helmet and protective clothing

    For you and your passenger following an incident, for repair or replacement to a maximum of $1000 per item. Includes helmets, jackets, trousers, boots and gloves

  • Towing after an incident

    One tow from the scene of the incident to the nearest RACV-partnered repairer, your nominated repairer, a customer management centre or place of safety

The more insurance policies you have with us, the more you could save. When you take out two or more RACV Insurance policies you’ll receive 10% off each.

*On existing policies, discount takes effect at next renewal. Excludes Travel, Business and Farm Insurance products. 

  • Choose between agreed or market value

    It’s up to you – we can agree your motorcycle's value up-front or assess your motorcycle’s value at the time of the incident, including GST and on-road costs

  • New replacement if your motorcycle is a total loss and less than two years old

    You can choose to have your motorcycle replaced with a new motorcycle of the same make and model if you have a total loss, and your motorcycle is less than two years old and owned from new

  • Lifetime guarantee on authorised repairs

    If you use one of RACV’s authorised repairers, we’ll guarantee the workmanship of repairs for the life of your motorcycle

  • 24/7 claims service - 13 19 03

    We’re there for you when you need us

  • Optional rating protection

    You can protect your policy rating level with RACV so that even if you make a claim for an incident that is your fault, your rating won’t be affected for that year

  • Aussie Assist personal emergency assistance included

    If you or your family dependent have an emergency more than 100km from home, Aussie Assist can help, and you don’t even have to be with your bike to use it

  • Easy payment options

    Save money by paying annually, or pay by the month. It’s your call

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

RACV Motor Insurance Product Disclosure Statement

RACV Motor Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date on or after 18 December 2016 and renewal policies with a start date on or after 23 Jan 2017.


RACV Motor Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date on or after 22 March 2015 and renewal policies with a start date on or after 11 May 2015 and new business policies with a start date before 18 December 2016 and renewal policies with a start date before 23 January 2017.

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 18 December 2016 and renewal policies with a start date on or after 23 January 2017.


RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 17 January 2016 and renewal policies with a start date on or after 7 March 2016 and new business policies with a start date before 18 December 2016 and renewal policies with a start date before 23 January 2017.

RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008.


Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008.

*RACV Motorcycle Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.