Comprehensive Motorcycle Insurance

The comprehensive cover you need for your motorcycle

  • Great features and benefits

    Accidental damage, fire and theft cover included, with loads of great additional benefits.

  • Flexible to meet your needs

    Choose how your motorcycle is valued, the extras you want, and how you wish to pay.

  • RACV Comprehensive Motorcycle Insurance, so you don’t need to worry

    Includes cover for accidental damage to your motorcycle and loss or damage from fire, theft, flood, storm or a malicious act, and more.

  • Liability cover up to $20 million for damage to someone else’s vehicle or property

    Covers your liability if your motorcycle is involved in an incident – for example, if you are ‘at fault’ and someone else’s vehicle or property is damaged. Limitations and exclusions apply.

  • Hire car if your motorcycle is stolen

    Up to $60 a day for a maximum of 21 days for car hire if your motorcycle is stolen.

  • Up to $2000 cover for your helmet and protective clothing

    For you and your passenger following an incident, for repair or replacement to a maximum of $1000 per item. Includes helmets, jackets, trousers, boots and gloves.

  • Towing after an incident

    One tow from the scene of the incident to the nearest RACV-partnered repairer, your nominated repairer, a customer management centre or place of safety.

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

  • Choose between agreed or market value

    It’s up to you – we can agree your motorcycle's value up-front or assess your motorcycle’s value at the time of the incident, including GST and on-road costs.

  • New replacement if your motorcycle is a total loss and less than two years old

    You can choose to have your motorcycle replaced with a new motorcycle of the same make and model where available if you have a total loss, and your motorcycle is less than two years old and owned from new.

  • Lifetime guarantee on authorised repairs

    We’ll guarantee the workmanship on all authorised repairs for as long as you are the owner of the vehicle.

  • Aussie Assist personal emergency assistance included

    Contact us to see if Aussie Assist can help if you or your family have an emergency more than 100km from home.

  • Easy payment options

    Save money by paying annually, or pay by the month. It’s your call.

Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Motor Insurance Product Disclosure Statement

RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

Download

 

RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

Download

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

Download

 

RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

Download

 

RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018 and new business policies with a start date before 24 August 2018 and renewal policies with a start date before 1 October 2018.

Download

RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

Download

 

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

Download

 

Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

Download

 

Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

Download

* RACV Motorcycle Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. 

** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.