• What is Third Party Motorcycle Insurance?


    RACV Third Party Motorcycle Insurance offers a basic level of protection where you’re covered for collision damage you unintentionally cause to another person’s vehicle or property, such as colliding with another vehicle or hitting someone’s fence.

What does RACV Third Party Motorcycle Insurance cover?

With an RACV Third Party Motorcycle Insurance policy, you'll be covered for a range of events. Here’s a summary of what’s included: 

  • Liability cover up to $20 million for unintentional collision damage to someone else’s vehicle or property. 
  • Up to $5000 in limited cover for damage to your vehicle if you’re not at fault in the collision, the other driver is uninsured and you can provide their details. 
  • One tow from an incident to a safe place or repairer. 

This is only a summary of the inclusions for Third Party Motorcycle Insurance. For more information, such as conditions, limits and exclusions, read the Product Disclosure Statement.

  • Cover for repairs to your motorcycle where you are at fault in the collision. 
  • Financial protection if your motorcycle is stolen or is damaged as a result of an attempted theft.  
  • Hire car after an incident, theft or attempted theft. 
  • Cover for windscreen or glass damage as a result of an incident. 
  • New replacement motorcycle if RACV Insurance considers your vehicle to be a total loss. 

For more information on General Exclusions and items not included in your cover, refer to the Product Disclosure Statement.

Know you’re covered with RACV Third Party Motorcycle Insurance.

Ways to save with RACV

Useful links

Frequently asked questions

More than one person rides my motorcycle. Should they be listed on my policy?

There is no need to list additional drivers or riders on your RACV Motorcycle Insurance policy, unless the additional driver or rider is under the age of 25. Age excess applies to any drivers or riders under the age of 25 in addition to any basic excess, however the amount of age excess significantly increases if the additional driver or rider is not named on your policy.

Other RACV Motorcycle Insurance products

Policy documents

RACV Motor Insurance Product Disclosure Statement

RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

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RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

Download

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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* RACV Motorcycle Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement. 

** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.