Car insurance

Information for Complete Care® Insurance is covered in these documents.

RACV Complete Care® Motor Insurance Product Disclosure Statement

RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

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RACV Complete Care® Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

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Information for Comprehensive and Third Party Insurance is covered in these documents.

RACV Motor Insurance Product Disclosure Statement

RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

Download


RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

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RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 7 July 2020 and renewal policies with a start date on or after 10 August 2020.

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RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019 and new business policies with a start date before 7 July 2020 and renewal policies with a start date before 10 August 2020.

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RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Caravan & Trailer Insurance

Information for touring, onsite and trailer insurance is covered in these documents.

RACV Caravan & Trailer Insurance Product Disclosure Statements

RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 10 October 2016 and renewal policies with a start date on or after 14 November 2016 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guides

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Motorcycle Insurance

Information for Comprehensive and Third Party Insurance for motorcycles is called out in the relevant sections.

RACV Motor Insurance Product Disclosure Statement

RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.

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RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.

Download

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 7 July 2020 and renewal policies with a start date on or after 10 August 2020.

Download


RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019 and new business policies with a start date before 7 July 2020 and renewal policies with a start date before 10 August 2020.

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RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

Download


RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Veteran, Vintage and Classic Vehicle Insurance

Information for both motor vehicles and motorcycles is covered in these documents.

RACV Veteran, Vintage and Classic Vehicle Insurance Product Disclosure Statements

RACV Veteran, Vintage & Classic Vehicle Insurance Product Disclosure Statement and Policy Booklet for new business policies with a date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Veteran, Vintage & Classic Vehicle Insurance Product Disclosure Statement and Policy Booklet for new business policies with a date on or after 18 December 2016 and renewal policies with a start date on or after 23 January 2016 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Veteran, Vintage & Classic Vehicle Insurance Premium, Excess, Discounts and Benefits Guides

RACV Veteran, Vintage & Classic Vehicle Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.

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RACV Veteran, Vintage & Classic Vehicle Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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Boat Insurance

RACV Boat Insurance Product Disclosure Statements

In our PDS and Policy Booklet, we set out the full details about your cover and any limits, exclusions and conditions that may apply.

RACV Boat Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019. 

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RACV Boat Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2018 and renewal policies with an end date on or before 30 June 2019.

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Premium, Excess, Discounts and Aussie Assist Benefits

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies issued with a boat kept in Victoria with a commencement date on or after 24 August 2018 or with a renewal effective date on or after 1 October 2018.

This guide provides further information about the cost of your insurance and excesses you may need to pay if you make a claim.

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Key Terms

  • Certificate of Insurance

    A document sent to you after you purchase your insurance policy. It outlines details of your cover, such as the policy number, when it takes effect, when it expires, limits and the price of your premium.

  • Product Disclosure Statement (PDS)

    A legal document with the terms and conditions of your cover, such as inclusions and exclusions. It should be read alongside your Certificate of Insurance.

  • Aussie Assist Benefits Guide

    Aussie Assist is a 24/7 telephone support service benefit that is included in all RACV Motor Insurance Policies. This guide should be read alongside the PDS.

  • Premium, Excess, Discounts & Benefits Guide

    Explains how your premium is calculated, what excesses apply (basic, accidental damage and special) and benefits. It should be read alongside the PDS.

  • Financial Services Guide

    Explains what insurance products are available and who provides them, so you can decide whether or not to use our services.

** RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.