Common holiday items you might forget to insure
Often the contents of your suitcase can be more expensive than the holiday itself – are your items covered should something unexpected happen while you’re away?
If one thing is true about Victorians, we love a holiday - whether that’s a road trip to regional Victoria, a trip interstate, or a flight overseas. Victorians also like to go away and enjoy some activities while still being connected, which can mean packing the car or suitcase with valuable gear like mobile phones, laptops, bikes, and golf clubs, along for the ride too.
But have you ever stopped to consider the replacement value of all these items? After all, your wardrobe could be worth more than you think, so if you’re taking that new pair of expensive shoes, a formal outfit, precious jewellery, or even just a whole lot of t-shirts and shorts, it can easily add up to be thousands of dollars alone, not to mention your luggage.
When considering your to-do list before going away, it’s worth checking that you have insurance protection in place for your valuable items when you leave the home.
When you take out Contents Insurance, you may have the option of adding cover for portable items to your policy, which can safeguard you from financial loss in the event of something unexpected such as fire, storm, loss, theft, or accidental damage when you’re out of the home anywhere in Australia, as well as the rest of the world (although cover limits are capped).
So, if domestic or international travel is on your radar anytime soon, here are a few portable holiday items you could add to your insurance policy, in addition to other household items you might forget to insure.