RACV Travel Insurance policy documents

Documents to help you understand your RACV Travel Insurance policy.

Travel Insurance

Information for RACV Travel Insurance is covered in these documents.

RACV Travel Insurance Product Disclosure Statements

RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies issued on or after 5 April 2021.

Download

RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies purchased between 11 March 2020 and 4 April 2021.

Download

RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies purchased on or after 30 September 2019 - 10 March 2020.

Download

RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies purchased 27 November 2018 - 29 September 2019.

Download

RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies purchased 25 September 2017 - 26 November 2018.

Download

How RACV Insurance is designed

Policy on developing and distributing retail insurance products

The issuer of RACV Travel Insurance products, Tokio Marine & Nichido Fire Insurance Co. Ltd, aims to develop and distribute travel insurance that is suitable for its customers in a more targeted way. Target Market Determinations (TMDs) will be published from 5 October 2021 to outline the intended class of customers that comprise the target market for the travel insurance products along with matters relevant to the distribution and review of these products.

Download

Key Terms

  • Certificate of Insurance

    A document sent to you after you purchase your insurance policy. It outlines details of your cover, such as the policy number, when it takes effect, when it expires, limits and the price of your premium.

  • Product Disclosure Statement (PDS)

    A legal document with the terms and conditions of your cover, such as inclusions and exclusions. It should be read alongside your Certificate of Insurance.

  • Financial Services Guide

    Explains what insurance products are available and who provides them, so you can decide whether or not to use our services.

Terms and Conditions

Any financial advice provided by RACV which is set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should obtain the RACV Travel Insurance Product Disclosure Statement (PDS) and consider it before making a decision about whether to acquire RACV Travel Insurance.

Where it provides financial services in relation to RACV Travel Insurance (such as financial advice or arranging for the issue of insurance), Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is acting as an Authorised Representative of the issuer of the insurance, Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548).