RACV Travel Insurance policy documents

Documents to help you understand your RACV Travel Insurance policy.

Travel Insurance

Information for RACV Travel Insurance is covered in these documents.

RACV Travel Insurance Product Disclosure Statements

RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies issued on or after 17 November 2021.

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RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies issued between 5 October 2021 and 16 November 2021.

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RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies purchased between 5 April 2021 and 4 October 2021.

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RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies purchased between 11 March 2020 and 4 April 2021.

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RACV Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement for policies purchased on or after 30 September 2019 - 10 March 2020.

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Target market Determinations (TMD)

A Target Market Determination is a document which describes the intended class of customers the product is appropriate for (target market), and outlines ways the product can be distributed to customers. It also describes the circumstances where the Target Market Determination may need to be reviewed.

RACV Travel Insurance International Single Trip

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RACV Travel Insurance Domestic

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RACV Travel Insurance Annual Multi Trip

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How RACV Insurance is designed

Policy on developing and distributing retail insurance products

The issuer of RACV Travel Insurance products, Tokio Marine & Nichido Fire Insurance Co. Ltd, aims to develop and distribute travel insurance that is suitable for its customers in a more targeted way. Target Market Determinations (TMDs) will be published from 5 October 2021 to outline the intended class of customers that comprise the target market for the travel insurance products along with matters relevant to the distribution and review of these products.

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Key Terms

  • Certificate of Insurance

    A document sent to you after you purchase your insurance policy. It outlines details of your cover, such as the policy number, when it takes effect, when it expires, limits and the price of your premium.

  • Product Disclosure Statement (PDS)

    A legal document with the terms and conditions of your cover, such as inclusions and exclusions. It should be read alongside your Certificate of Insurance.

  • Financial Services Guide

    Explains what insurance products are available and who provides them, so you can decide whether or not to use our services.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed.