Take your dream holiday a little bit earlier with an RACV travel loan.
Turn your dream holiday into a reality with an RACV travel loan. If you’ve been putting off that overseas trip or simply want to treat yourself to a bit more luxury, RACV can help with financing. All you need is complete an application and you should hear back within five business hours.
If you’re an RACV member, you’ll also be entitled to savings on your loan.
Travel loans from 6.49%* (Comparison rate 7.19%^ p.a.). Apply online. It’s easy and secure.
Complete the form
First we need to know a little about you.
Get approval
You will know within five working hours of submitting your application.
Secure your funds within 24 hours
Once approved, we’ll call you to work out the details. In most cases, the money will be sent within 24 hours.
Which means lower monthly payments for you
Your loan application will take 10 minutes – online or over the phone
If you're eligible for RACV's Years of Membership Benefits, and apply direct with RACV, enjoy even lower interest rates. This discount also applies to the new car special rate.
Within five business hours
In most cases there’s no need for a deposit
You could receive an even better rate on your loan depending on how long you have been with us.
You will need to supply your personal details, including your driver's licence number, employment details, assets, liabilities and income. We will verify this information with you later.
Around five working hours. Usually, once you’ve signed the paperwork, you will receive the funds within 24 hours.
By direct debit or BPAY. Loan repayments will automatically be taken from your chosen bank account every month or fortnight.
Yes, Years of Membership Benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be eligible to receive the discount.
*Subject to RACV lending criteria. Australian credit licence 391488. Years of Membership Benefit discount does not apply to the advertised travel loan interest rate.^^ If you are not completely satisfied with your RACV Finance personal loan, you can return the full loan amount and, if the loan is paid out and finalised within 21 days from the date the loan was funded RACV Finance will refund all application fees and any interest charged; waive the early termination fee (ETF); and cancel any Consumer Credit Insurance or Shortfall Insurance policy taken out and refund all premiums to the loan, product coverage will cease. The Satisfaction Guarantee is not available in conjunction with commercial loan products, leases or loans introduced by Brokers/Dealers. Years of Membership benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be able to receive the discount.
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