RACV Travel Loans

Your estimated monthly repayment

Let RACV help you fund your next trip

An RACV travel loan can take the financial pressure off your next trip or holiday. It can even help make your dreams happen sooner. 

It’s quick and easy to apply and all our loans come with RACV’s Satisfaction Guarantee^^. So why wait? Apply online now and get your next trip started.

  • No ongoing fees

    Which means lower monthly payments for you

  • Easy to apply

    Your loan application will take 10 minutes – online or over the phone

  • Fast approval

    Within five working hours

  • 100% finance

    In most cases there’s no need for a deposit

Don't plan a holiday without seeing what discounts your RACV membership can offer you

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What do I need to apply?

You will need to supply your personal details, including your driver's licence number, employment details, assets, liabilities and income. We will verify this information with you later.

How do I make repayments?

By direct debit or BPAY. Loan repayments will automatically be taken from your chosen bank account every month or fortnight.

Do RACV’s Years of Membership Benefits apply?

Years of membership benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Blue and Bronze members receive a 5% discount. Silver members receive a 10% discount. Gold and Gold 50 members receive a 15% and a 20% discount, respectively. Any loan application introduced through a broker/intermediary will not be eligible to receive the discount.

*Subject to RACV lending criteria. Australian credit licence 391488. Years of Membership Benefit discount does not apply to the advertised travel loan interest rate.^^ If you are not completely satisfied with your RACV Finance personal loan, you can return the full loan amount and, if the loan is paid out and finalised within 21 days from the date the loan was funded RACV Finance will refund all application fees and any interest charged; waive the early termination fee (ETF); and cancel any Consumer Credit Insurance or Shortfall Insurance policy taken out and refund all premiums to the loan, product coverage will cease. The Satisfaction Guarantee is not available in conjunction with commercial loan products, leases or loans introduced by Brokers/Dealers.

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