No ongoing fees
Which means lower monthly payments for you
RACV Travel Loans
Thank you for submitting the form. Your reference number is
Your estimated
monthly
repayment
$293
Let RACV help you fund your next trip
An RACV travel loan can take the financial pressure off your next trip or holiday. It can even help make your dreams happen sooner.
It’s quick and easy to apply and all our loans come with RACV’s Best Deal Guarantee^^. So why wait? Apply online now and get your next trip started.
Why thousands of Victorians get their loan through RACV
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Easy to apply
Your loan application will take 10 minutes – online, over the phone, or in store
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Fast approval
Within five working hours
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100% finance
In most cases there’s no need for a deposit
Apply in three easy steps
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Complete the form
Apply NowFirst, we need to know a little about you.
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Get approval
You will know within five working hours of submitting your application.
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Secure your funds within 24 hours
Once approved, we’ll call you to work out the details. In most cases the money will be sent within 24 hours.
As featured on
Three ways to apply
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Online
Apply NowIt’s easy, secure and will take around 5 to 10 minutes
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Phone
Call 13 15 60
Monday – Friday, 9am-6pm
Saturday, 9am-1pm -
In store
Find your nearest RACV Finance shop
Frequently Asked Questions
What do I need to apply?
You will need to supply your personal details, including your driver's licence number, employment details, assets, liabilities and income. We will verify this information with you later.
How long does approval take?
Around five working hours. Usually, once you’ve signed the paperwork, you will receive the funds within 24 hours.
How do I make repayments?
By direct debit or BPAY. Loan repayments will automatically be taken from your chosen bank account every month or fortnight.
Do RACV’s Years of Membership Benefits apply?
Yes. All RACV members get a discounted interest rate on all consumer loans (subject to approval). Blue and Bronze members receive a 5% discount. Silver members receive a 10% discount. Gold and Gold 50 members receive a 15% and a 20% discount, respectively.
*Subject to RACV lending criteria. Australian credit licence 391488. Years of Membership Benefit discount does not apply to the advertised travel loan interest rate.^^ If you are not completely satisfied with your RACV Finance personal loan, you can return the full loan amount and, if the loan is paid out and finalised within 21 days from the date the loan was funded RACV Finance will refund all application fees and any interest charged; waive the early termination fee (ETF); and cancel any Consumer Credit Insurance or Shortfall Insurance policy taken out and refund all premiums to the loan, product coverage will cease. The Satisfaction Guarantee is not available in conjunction with commercial loan products, leases or loans introduced by Brokers/Dealers.
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