Take your dream holiday a little bit earlier with an RACV travel loan.
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Turn your dream holiday into a reality with an RACV travel loan. If you’ve been putting off that overseas trip or simply want to treat yourself to a bit more luxury, RACV can help with financing. All you need is complete an application and you should hear back within five business hours.
If you’re an RACV member, you’ll also be entitled to savings on your loan.
^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate is only true for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts will result in a different comparison rate.
First we need to know a little about you.
We'll work as quickly as possible to provide an answer on your application following submission.
Once your paperwork is completed, in most cases the money will be sent within 24 hours.
If you're eligible for RACV's Years of Membership Benefits**, and apply direct with RACV, enjoy even lower interest rates. This discount also applies to the new car special rate.
We'll work as quickly as possible to provide an answer on your application following submission.
Which means lower monthly payments for you
Your loan application will take around 10 minutes – online or over the phone
You could receive an even better rate on your loan depending on how long you have been with us.
A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers. It also describes the events or circumstances where we may need to review the Target Market Determination for a loan product. View the Target Market Determination for RACV Secured Personal Loan and RACV Unsecured Personal Loan.
You will need to supply your personal details, including your driver's licence number, employment details, assets, liabilities and income. We will verify this information with you later.
Approval times can vary, though trust that we aim to provide an answer on your application as quickly as possible. Usually, once you’ve signed the paperwork, you will receive the funds within 24 hours.
By direct debit or BPAY. Loan repayments will automatically be taken from your chosen bank account every month or fortnight.
We understand anyone can experience financial difficulty. Different life events like illness, losing a job, relationship breakdown or emergency events like natural disasters can cause you to experience financial hardship. Learn more about financial hardship and how RACV can help.
Yes, Years of Membership Benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be eligible to receive the discount.
**Years of Membership benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be able to receive the discount.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed.
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