Let RACV help fund your next trip




Your estimated monthly repayment
$293
  1. 1

    Complete the form

    First we need to know a little about you.

  2. 2

    Get approval

    You will usually know within five working hours of submitting your application. 

  3. 3

    Secure your funds within 24 hours

    Once approved, we’ll call you to work out the details. In most cases, the money will be sent within 24 hours.

  • No ongoing fees

    Which means lower monthly payments for you

  • Easy to apply

    Your loan application will take around 10 minutes – online or over the phone

  • Years of Membership Benefits apply

    If you're eligible for RACV's Years of Membership Benefits, and apply direct with RACV, enjoy even lower interest rates. This discount also applies to the new car special rate.

  • Fast approval

    Most applications are assessed within five business hours

  • 100% finance

    In most cases there’s no need for a deposit

You could receive an even better rate on your loan depending on how long you have been with us.

Our Years of Membership Benefits discounts

Our Years of Membership Benefits discounts

Bronze

5-9 years

Silver

10-24 years

Gold

25-50 years

Gold 50

51+ years
Annual discount available for RACV products

5%

10%

15%

20%

Interest rates

From 6.17% p.a.

From 5.84% p.a.

From 5.52% p.a.

From 5.19% p.a.

What do I need to apply?

You will need to supply your personal details, including your driver's licence number, employment details, assets, liabilities and income. We will verify this information with you later.

How do I make repayments?

By direct debit or BPAY. Loan repayments will automatically be taken from your chosen bank account every month or fortnight.

Do RACV’s Years of Membership Benefits apply?

Yes, Years of Membership Benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be eligible to receive the discount.

Save more with RACV

*Years of Membership Benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be able to receive the discount.

Years of Membership benefit applies to all consumer loan applications (subject to approval) made directly through RACV. Any loan application introduced through a broker/intermediary will not be able to receive the discount.

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