Third Party Property Damage covers you for unintentional damage you cause to another person’s vehicle or property.
Third Party Fire and Theft not only covers you for unintentional damage you cause to another person’s vehicle or property, it also provides financial protection if:
- your car is damaged by a fire
- your car is stolen
- your car was damaged as a result of an attempted theft.
Third Party Fire and Theft is covered to a maximum market value of $10,000.
With Third Party insurance, damage to your own car is generally an out of pocket expense. However, our Third Party levels of cover can provide some additional cover if you have an not at fault incident uninsured driver and you can provide the uninsured driver's details, up to a maximum market value of $5,000.
This is only a summary of the differences between RACV Car Insurance policies. Refer to the relevant Product Disclosure Statement for specific terms, conditions, limitations and exclusions.