Basic car insurance with the service you expect from RACV

Get a quote
  • Great Third Party cover

    Delivered by Victoria’s most-trusted car insurance provider

  • 24/7 claims service - 13 19 03

    We’re there for you when you need us

  • Easy payment options

    Pay by the month, or save more by paying annually

  • Up to $20 million for damage to someone else’s vehicle or property

    Covers your liability if your car is involved in an incident - for example, if you are ‘at fault’ and someone else’s vehicle or property is damaged

  • Limited cover for your car

    If you are not 'at-fault' in a collision, the other party is uninsured and you can identify them, you are covered for up to $5000 in loss or damage to your car

  • Towing from the accident included

    One tow from the scene of the incident to the nearest RACV-partnered repairer, your nominated repairer, a customer management centre or place of safety

The more insurance policies you have with us, the more you could save. When you take out two or more RACV Insurance policies you’ll receive 10% off each.

*On existing policies, discount takes effect at next renewal. Excludes Travel, Business and Farm Insurance products. 

  • Aussie Assist personal emergency assistance included

    If you or your family dependent have an emergency more than 100km from home, Aussie Assist can help – and you don’t even have to be with your car to use it

  • Great discounts and savings

    Eligible for RACV’s Multi-Policy Discount and Years of Membership Benefits

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guides

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 17 January 2016 and renewal policies with a start date on or after 7 March 2016.

Download

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 13 September 2015 and renewal policies with a start date on or after 2 November 2015 and new business policies with a start date before 17 January 2016 and renewal policies with a start date before 7 March 2016.

Download

RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for new business policies with a start date on or after 13 December 2012 and renewal policies with a start date on or after 1 February 2013 and new business policies with a start date before 22 March 2015 and renewal policies with a start date before 11 May 2015.

Download

RACV Motor Insurance Aussie Assist Benefits Guides

RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008.

Download

Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008

Download

*RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.