So you know your onsite caravan and contents are protected

  • Great cover and features

    Combined with the extensive benefits and very best in service you expect from RACV

  • Range of discounts

    No Claim Bonus, RACV’s Multi-Policy Discount and Years of Membership Benefits

  • Easy 24/7 claims service

    With RACV there’s no claim form, it’s all done over the phone

RACV Onsite Caravan Insurance is comprehensive insurance to suit your needs if your caravan is located permanently in one spot. It comes in one convenient, affordable and flexible package, with the great features, benefits and high level of service you expect from RACV – so you know your onsite caravan and its contents are protected.

Call 13 72 28 to get an insurance quote for your caravan

  • Comprehensive onsite caravan insurance, so you know you’re protected

    Covers your caravan including any modifications and accessories, as well as automatic cover for your contents up to $1000

  • Extensive range of cover

    Fire, theft, lightning, hail, flood, accidental damage, malicious damage, rainwater run-off, storm surge, animal damage and more

  • Your caravan contents are covered too

    You choose the amount of cover you require for your contents. Includes contents in your annexe (but not canvas, vinyl or fabric)

  • Up to $20 million liability cover for you or anyone with permission to use your caravan

    For damage or injury to someone else or their property caused by the use of your caravan - and you are also covered for your legal costs over and above the $20 million

  • Temporary accommodation included

    If you can’t live in your caravan following an incident and it’s your permanent residence, you are covered for up to $100 a day to a maximum of $4000 for temporary accommodation

  • Storage costs for your caravan or contents

    If storage is required following an incident, you are covered for the reasonable costs from the time your claim is lodged

  • Emergency repairs following an incident

    Up to $500 without prior arrangement with us. If your claim is paid, these costs are covered

  • Up to $300 for food spoilage

    To replace food in your caravan that is spoilt because of a covered incident

  • Optional annexe cover

    Add cover for your annexe for the same incidents as your caravan, up to an agreed value

The more insurance policies you have with us, the more you could save. When you take out two or more RACV Insurance policies you’ll receive 10% off each.

*On existing policies discount takes effect at next renewal. Excludes Travel, Business and Farm Insurance products. 

  • New replacement onsite caravan after a total loss if your caravan is less than two years old

    If you are the first registered owner toy are covered for a brand new caravan of the same make and model, including modifications

  • Choose how you pay

    Pay annually and save using RACV’s range of easy-to-use payment options, or pay monthly using direct debit or credit card

  • Aussie Assist 24-hour emergency phone assistance included

    Travel assistance, and if you are more than 100km from home, assistance with illness, injury, emergency accommodation or transport home under certain circumstances

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Caravan & Trailer Insurance Product Disclosure Statements

RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 10 October 2016 and renewal policies with a start date on or after 14 November 2016.

Download

RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 13 September 2015 and renewal policies with a start date on or after 2 November 2015 and new business policies with a start date before 10 October 2016 and renewal policies with a start date before 14 November 2016.

Download

RACV Caravan & Trailer Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date on or after 22 March 2015 and renewal policies with a start date on or after 11 May 2015 and new business policies with a start date before 13 September and renewal policies with a start date before 2 November 2015.

Download

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guides

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for new business or renewal policies with a start date on or after 10 June 2017.

Download

RACV Caravan & Trailer Insurance Premium, Excess, Discounts and Benefits Guide for new business policies with a start date on or after 10 October 2016 and a renewal policies with a start date on or after 14 November 2016 and new business or renewal policies with a start date before 10 June 2017.

Download

RACV Caravan Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.