Ride with peace of mind knowing you’re covered for damage and personal liability.
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Whether you use your motorcycle daily or just for weekend cruising, it pays to have protection. Depending on the RACV Insurance policy you choose, you can cover your motorcycle against unintentional collision damage or loss to other people’s property (including other vehicles), theft or attempted theft, fire or storm damage, vandalism and more. Even if you have an old classic you want to ensure, there’s a policy for that too.
Cover for collision damage to your motorcycle and unintentional collision damage to other people’s property and vehicles, whether you or someone else is at fault.
Basic cover if you cause unintentional collision damage to other people’s property and vehicles.
Tailored cover for motorcycles, scooters and trikes built before 1919, between 1919 and 1930, and collectable vehicles usually built 15 (or more) years ago.
At minimum, most RACV Motorcycle Insurance policies provide the following cover:
Take a look at the comparison table below to determine what type of insurance is best for you.
This is only a summary of some inclusions for RACV Motorcycle Insurance policies. Refer to the relevant Product Disclosure Statement for specific terms, conditions, limitations and exclusions.
You don’t necessarily need to have a motorcycle license to insure a motorcycle. However, every situation and circumstance is different. To better understand your suitability for RACV Comprehensive Motorcycle Insurance, call our friendly team for a chat on 13 72 28.
Third Party Insurance offers basic cover for personal liability and unintentional collision damage you cause to other people’s property and vehicles.
Comprehensive Insurance provides this plus:
For a comparative table and full list of inclusions and exclusions, refer to the RACV Motor Insurance Product Disclosure Statement.
If you need to report an incident, we’ve got your back. Make a claim 24 hours a day, 7 days a week.
From lane filtering and footpath parking to driving in transit lanes, learn about the Victorian Road Rules for riding a motorbike.
RACV Motor Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 29 June 2019.
RACV Motor Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 15 October 2017 and renewal policies with a start date on or after 27 November 2017 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 29 June 2019.
RACV Motor Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.
RACV Motor Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.
RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.
RACV Comprehensive Insurance, RACV Third Party Fire and Theft Insurance, RACV Third Party Property Damage Insurance for new business policies with a start date on or after 28 September 2008 or renewal policies with a start date on or after 10 November 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.
Complete Care® Motor Insurance for new business policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019.
Complete Care® Motor Insurance for new business policies and renewal policies with a start date on or after 7 December 2008 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.
* RACV Motor Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.
** On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products.
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