RACV Travel Insurance Tip: If you’re heading on a cruise that will stay in Australian waters or only call into ports in Australia, you’ll still require an insurance policy that includes medical cover. When you’re on board the ship, their medical providers won’t be registered with Medicare (check with the individual cruise provider).
For the right cover, you’ll need to select an Australian Cruise as your destination. That way we’ll be able to provide you with medical and evacuation cover for when you’re at sea, but not if you go to a medical provider while in port in Australia.
Please note: The Domestic policy does not include any medical cover. We’re a general insurer and are unable to cover medical costs in Australia. So when it comes to cruises, the Domestic policy isn’t suitable.
Packing for a cruise doesn’t have to be a nightmare. Just take some time to look at the finer details of your itinerary, then plan your outfits and items accordingly to create your own personal cruise packing checklist.
*Disclaimer: Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Club of Victoria (ABN 44 004 060 833) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Please read the Combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers. Words with special meanings.