If you hire a car and happen to have an accident or it's stolen, cover is included for the excess on your Rental Car insurance policy, or the cost of repairs under the excess, whichever is the lesser.
Rental Car Insurance Excess
If you hire a car and it is involved in an accident or stolen while in your control, we provide an option to cover the excess payable in the event of a claim, or the cost of repairs under the excess, whichever is the lesser, up to the maximum benefit in the table below.
To receive this benefit, you must have taken out comprehensive insurance with an applicable excess, have hired the car from a recognised rental car company and hold a valid driver's licence for the country you are in (even if the country doesn't require you to have a licence). This cover does not replace Rental Vehicle Insurance and only provides cover for the excess component up to the applicable benefit limit stated on your policy. Cover is provided for drivers accepted and noted on the rental agreement only.
Rental Car Excess is included in RACV Total Travel Care, Extra Travel Care, Annual Multi Trip and Domestic plans. For cover in Australia only, you can also purchase a Rental Car Excess only plan, and nominate an excess amount as your chosen level of cover, between $1,000 - $8,000 (rising in $1,000 increments).
If your doctor or dentist certifies that you are unfit to drive, this cover also provides a benefit of up to $500 of the costs of returning your rental vehicle to the rental company's nearest depot, provided this does not cause you to exceed the maximum benefit shown above.
Please read the RACV Travel Insurance Combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers. Importantly, please note that terms and conditions, exclusions, limits and sub-limits of the policy apply to your benefits.