RACV Home Insurance Competition: Win $100,000

Terms and Conditions of entry

Competition details

Competition details

Competition details

Promoter

The Promoter is Royal Automobile Club of Victoria (RACV) Limited ABN 44 004 060 833 of Level 7, 485 Bourke Street, Melbourne VIC 3000

Supplier (if applicable)

N/A

Entry Restrictions

The Competition is open to residents of the State of Victoria who are aged 18 years or over.

Competition Period

The Competition commences at 12:01am on Sunday, August 25, 2019 and closes at 11:59pm on Sunday, October 27, 2019.

Entry Method

During the Competition Period, entrants must:

 

Purchase or Renew an Eligible RACV Home Insurance Policy online, over the phone or at an RACV retail store before midnight Sunday 27 October 2019 and pay the premium before midnight Monday 9 December 2019 to be automatically entered in the draw. If a customer does not wish to be entered in the draw, they need to email win100k@racv.com.au and include in the subject line the words ‘Opt Out’ and their Eligible RACV Home Insurance Policy number. Eligible RACV Home Insurance Policy means any of: Home Buildings and Contents Combined, Buildings, Contents, Renters, Landlords (building, contents, combined) but does not include Single Item Insurance or Pet Insurance. For the purposes of this Competition, a monthly direct debit customer will be taken to have paid when they have paid the premium the first instalment on the policy.

Eligibility Criteria

Competition entry is restricted Eligible New or Renewing policies. An existing customer who makes an amendment to their policy, including but not limited to moving to a new address or who changes their level of cover on an existing policy during the Competition Period is not eligible for the competition. Customers who have held an Eligible RACV Home Insurance Policy in the 90 days prior to the Competition start date and cancel that policy during the Competition Period in order to take out a new policy will not be eligible to win the Prize. To be eligible to win the Prize, Entrants must have an Eligible Home Insurace Policy that is active by midnight on 27 October 2019. Purchasers of an Eligible Home Buildings and Contents Combined policy or LandLord Combined policy will receive two entries into the draw if they meet the eligibility criteria. Existing RACV Members will receive two entries into the draw if they purchase a New or Renew an Eligilbe RACV Home Insurance Policy (or four entries if they are RACV Members purchasing a New or Renew a Home Building and Contents Combined or Landlord Combined policy) during the Competition Period.

Draw Details

The draw will take place at 11:00am on Thursday, December 19, 2019 at Level 9, 485 Bourke Street, Melbourne 3000

Winner Notification & Publication

Winners will be notified by phone and/or in writing on Friday, December 20, 2019. And on the same day, winners will have their name published on www.racv.com.au for 28 days.

Prize Claim Date & Time

The Prize must be claimed by Friday, January 10, 2020 or a new winner will be drawn.

Unclaimed Prize Draw Details

11:00am on Monday, January 13, 2020 at Level 9, 485 Bourke Street, Melbourne 3000.

Unclaimed Prize Draw Winner Notification

Winners will be notified by phone and/or in writing on Monday, January 13, 2020. And on the same day, winners will have their name published on www.racv.com.au for 28 days.

Total Prize Pool

$100,000

Prize details

Prize details

Prize

Prize value

Prize conditions

1 Winner

1 x $100,000 prize

$100,000 AUD

Prize will be delivered to the winner by:

  • Bank deposit or cheque.

Terms and Conditions

  1. Information on how to enter and prizes form part of these Terms and Conditions. Participation in this Competition is deemed acceptance of these Terms and Conditions.
  2. This Competition will be conducted during the Competition Period. 
  3. The Prize(s) are stated as in the Prize Details. 
  4. The first name drawn that meets the Entry Restrictions, fulfils any Eligibility Criteria and is correctly submitted in accordance with the Entry Method described in the Competition Details will win the Prize.
  5. Any form of automated entry using any other devices or software is invalid.
  6. Employees (and their immediate families) of the Promoter are ineligible to enter the Competition. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
  7. The draw will take place at as set out in the Draw Details section of the Competition Details. 
  8. The winner/s will be notified in accordance with the Winner Notification & Publication information set out in the Competition Details.  
  9. The Promoter may require each winner to provide proof of identity, proof of age and proof of residency. Identification considered suitable for verification is at the Promoter’s discretion.
  10. If a winning entry is not deemed to comply with these conditions of entry, the entry will be discarded and a new winner of that Prize will be determined by drawing a further valid entry in accordance with paragraph 4.
  11. The Promoter may, in its sole discretion, disqualify all entries from, and prohibit further participation in this Competition by, any person (including without limitation a winner) who tampers with or benefits from any tampering with the entry process or with the operation of the Competition or acts in violation of these conditions, acts in a disruptive manner or acts with intent or effect of annoying, abusing, threatening or harassing any other person or behaves in a manner which may diminish the good name or reputation of the Promoter or any of its related bodies corporate or the agencies or companies associated with this Competition, in contrary to law or is otherwise inappropriate.
  12. The Promoter's decision is final and binding, and no correspondence will be entered into.
  13. The Prize is not transferable, changeable or exchangeable and cannot be redeemed for cash. The Promoter accepts no responsibility for any variation in prize value. If a Prize or any element of a Prize is unavailable for any reason, the Promoter may substitute for that Prize or element of that Prize another item of equal or higher value as determined by the Promoter, subject to the approval of the Victorian gambling authority if required.  
  14. If the Prize has not been accepted or claimed in accordance with the Prize Claim Date & Time or if, after making all reasonable attempts, the Promoter cannot contact a drawn winner (or the drawn winner does not contact the Promoter) by the Prize Claim Date & Time, the relevant winner’s entry will be deemed invalid and the Promoter will conduct such further draws in accordance with the Unclaimed Prize Draw Details as are necessary to distribute the relevant prize, subject to any requirements of the Victorian gaming authority. Any winner in this draw will be notified as stated in the Unclaimed Prize Draw Winner Notification and Publication.
  15. By entering this Competition, each entrant accepts full responsibility for the decision to participate in the Competition and take the Prize should he/she be selected as a winner. Each winner releases the Promoter, its related bodies corporate, affiliates, officers, agents, employees and suppliers (the “Released Parties”) from all liability, loss and damage of any kind arising out of or in connection with the acceptance of, and participation in, any prize. Without limiting the foregoing, the Released Parties will not be liable for any loss or damage whatsoever which is suffered (including but not limited to direct or consequential loss) or for any personal injury suffered or sustained in connection with the Prize(s) which cannot be excluded by law.
  16. Without limiting the previous paragraph, the Promoter and its associated agencies and companies will not be liable for any damage, loss or delay in transit to Prize or be liable for any damage that occurs to the Prize.
  17. The Promoter may communicate or advertise this Competition using Facebook. However, the Competition is in no way sponsored, endorsed or administered by, or associated with, Facebook. Entrants are providing their information to the Promoter and not to Facebook. Each entrant completely releases Facebook Inc., and its associated entities from any and all liability.
  18. If this Competition is interfered with in any way or is not capable of being conducted as reasonably anticipated by due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law and subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the Competition as appropriate.
  19. The Promoter is not liable for any tax implications arising from the prize winnings. Independent financial advice should be sought. Where this Competition involves, for GST purposes, supplies being made for nonmonetary consideration, entrants will follow the Australian Taxation Office’s stated view that were the parties are at arm’s length goods and services exchanged are of equal GST inclusive market values.
  20. Entrants consent to the Promoter using the entrant’s name, image and likeness in the event they are the winner (including photograph, filming and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this Competition (including the outcome) and promoting any products manufactured, distributed, and/or supplied by the Promoter or its related companies.
  21. In the event entrants are required to submit or post any content or materials as part of the Entry Method, entrant’s consent to the Promoter modifying, reproducing, publishing and communicating any materials submitted (in whole or in part) in any media for an unlimited period of time without remuneration for the purpose of promoting this Competition (including the outcome) and promoting the Promoter’s goods and services and the entrant agrees not to make any claim for payment, breach of copyright or breach of moral rights in such material.
  22. Entrants’ details may be used for future promotions carried out by the Promoter. Entrants can request not to receive information about future promotions by calling 13 RACV (13 7228) or unsubscribing from email communication.
  23. The personal information submitted in an entry is collected by the Promoter and will be used for the purpose of conducting the Competition. Personal information supplied by entrants may be provided to related bodies corporate or agencies of the Promoter and third parties involved in promoting or conducting the Competition and future marketing and publicity communications. An entrant can gain access to, update or correct any personal information held by the Promoter by contacting the Promoter by calling 13 RACV (13 7228). All personal information will be held at the office of the Promoter. A copy of the Promoter’s Privacy Charter in relation to the treatment of personal information collected may be obtained by contacting the Promoter or from www.racv.com.au.

Frequently asked questions

How do I enter the competition?

You will be automatically entered into the competition when you purchase one of the following Home Insurance policies during the competition period:

  • Combined Home and Contents Insurance
  • Contents Insurance
  • Building Insurance
  • Renters Insurance
  • Combined Landlord Home and Contents Insurance
  • Landlord Contents Insurance
  • Landlord Building Insurance

You will also be automatically entered if your renewal of any of the above policies falls within the competition period and is paid on time.

How many entries do I get for each eligible policy I purchase?

If you are not a RACV Member before taking our your eligible policy during the competition period, you will receive the following number of entries:

Insurance Policy

No. of entries

Combined Home and Contents Insurance

2 entries

Combined Landlord Home and Contents Insurance

2 entries

Home Buildings Insurance 

1 entries

Contents Insurance 

1 entries

Renters Insurance 

1 entries

Landlord Contents Insurance 

1 entries

Landlord Building Insurance 

1 entries

If you are an existing RACV member that is purchasing a new eligible policy or renewing an existing eligible policy during the competition period, you will receive the following number of entries:

Insurance Policy

No. of entries

Combined Home and Contents Insurance

4 entries

Combined Landlord Home and Contents Insurance

4 entries

Home Buildings Insurance 

2 entries

Contents Insurance 

2 entries

Renters Insurance 

2 entries

Landlord Contents Insurance 

2 entries

Landlord Building Insurance 

2 entries

What is the prize?

The prize is $100,000 (paid by bank deposit or cheque) and will be won by one eligible RACV member, new or existing.