Commercial property owners can get covered with RACV Business Insurance

  • Great flexible cover

    So you can choose the insurance you want and don’t pay for insurance you don’t need.

  • Your property can be protected

    You can choose to include cover for legal liability, business interruption and more.

  • Payment options

    Monthly and annual payment options available.

RACV Business Insurance for commercial property owners is there to protect your commercial property portfolio. It’s packed with great features and benefits and can be tailored so you can choose the insurance you want and don’t pay for insurance you don’t require. 

  • Great protection for your commercial property and contents

    Can include cover for some fire, storm, rainwater, explosion, burst pipes, vehicle and tree impacts, vandalism, malicious damage and damage by burglars.

  • Public liability cover to the amount you choose

    Can cover your liability for personal injury and property damage for covered events.

  • Business interruption and additional working costs following an incident

    If a covered incident interrupts or interferes with your business, your loss of profit or additional working costs needed to maintain your business may be covered.

  • Theft cover

    Can cover your insured buildings, contents and stock up to the sum insured with one automatic reinstatement every year, subject to payment of the applicable premium.

  • Glass breakage

    If glass cover is taken out, it automatically includes cover to any sign writing or ornamentation affixed to broken external glass up to $7,500.

  • Tax audit costs

    Cover for professional fees incurred as a result of a tax audit or investigation, subject to meeting the requirements of the PDS, can be included.

Terms, conditions, limits and exclusions apply. Read the Product Disclosure Statement for a detailed list of inclusions and options.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Insurance product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. 227681.