Great flexible cover
So you can choose the insurance you want and don’t pay for insurance you don’t need.
So you can choose the insurance you want and don’t pay for insurance you don’t need.
You can choose to include cover for legal liability, business interruption and more.
Monthly and annual payment options available.
RACV Business Insurance for commercial property owners is there to protect your commercial property portfolio. It’s packed with great features and benefits and can be tailored so you can choose the insurance you want and don’t pay for insurance you don’t require.
Can include cover for some fire, storm, rainwater, explosion, burst pipes, vehicle and tree impacts, vandalism, malicious damage and damage by burglars.
Can cover your liability for personal injury and property damage for covered events.
If a covered incident interrupts or interferes with your business, your loss of profit or additional working costs needed to maintain your business may be covered.
Can cover your insured buildings, contents and stock up to the sum insured with one automatic reinstatement every year, subject to payment of the applicable premium.
If glass cover is taken out, it automatically includes cover to any sign writing or ornamentation affixed to broken external glass up to $7,500.
Cover for professional fees incurred as a result of a tax audit or investigation, subject to meeting the requirements of the PDS, can be included.
Terms, conditions, limits and exclusions apply. Read the Product Disclosure Statement for a detailed list of inclusions and options.
RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 6 September 2020.
RACV Business Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 03/21 will apply to policies with a commencement date or with renewal effective date on or after 31 March 2021.
RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 1 December 2018 and new business and renewal policies with a start date before 6 September 2020.
RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 30 June 2019.
RACV Easybiz Insurance Retail, Professional, Hospitality Supplementary Product Disclosure Statement (Supplementary PDS) Edition 10/20 will apply to policies with a commencement date or with renewal effective date on or after 17 October 2020.
RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.
RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.
RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.
RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.
RACV Professional Indemnity policy for new business and renewal policies with a start date after 30 June 2019.
RACV Information and Communication Technology liability policy for new business and renewal policies with a start date after 30 June 2019.
RACV Business Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.
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