Great flexible cover
So you get the insurance you want and don’t pay for insurance you don’t need
Commercial property insurance with the quality and service you expect from RACV
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Your investment is protected
Covers your legal liability, business interruption, cash flow and more
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Flexible payment options
Pay by the month by direct debit from a bank account or credit card with no additional charge, or pay annually
About RACV insurance for property owners
RACV business insurance for commercial property owners is insurance to suit the needs of your commercial property portfolio. It’s packed with great features and benefits and is tailored so you get the insurance you want and don’t pay for insurance you don’t require. It means you can get on with managing your commercial property portfolio knowing that it is protected by the strength and security of RACV.
What can be covered
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Great protection for your commercial property and contents
Including cover for fire, storm, rainwater, explosion, burst pipes, vehicle and tree impacts, vandalism, malicious damage and damage by burglars
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Full public liability cover to the amount you choose
Covers your liability for personal injury and property damage
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Business interruption and additional working costs following an incident
If an incident prevents or interferes with your commercial property income, you are covered for this loss while it is resolved or the additional working costs needed to maintain your income
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Burglary cover
For your commercial buildings and contents, up to the sum insured with one automatic reinstatement every year
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Glass breakage including skylights, mirrors and neon signs
Including up to $1000 to reinstate advertising signs and up to $1000 for signwriting, temporary shuttering and repairing damage to window frames and door frames
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Tax audit costs
Your professional fees incurred as a result a tax audit or investigation are covered
Fact Sheets, Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides
RACV Business Insurance key facts sheets
RACV EasyBiz@home Business Insurance key facts sheets
RACV Business Insurance product disclosure statements
RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 1 December 2018.
RACV Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 3.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 3.1, 3.2, 3.3, 3.4, 3.5 and 3.6.
RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after October 2007 and before 1 December 2018.
RACV Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 3.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 3.1, 3.2, 3.3, 3.4 & 3.5.
RACV EasyBiz Insurance Retail, Professional, Hospitality product disclosure statements
RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 30 June 2019.
RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after September 2010 and new business or renewal policies with a start date before 30 June 2019.
RACV EasyBiz Insurance Retail, Professional, Hospitality supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018 and new business or renewal policies with a start date before 30 June 2019. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.
RACV EasyBiz Insurance Tradesperson product disclosure statements
RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.
RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.
RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after October 2007 and before 1 December 2018.
RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.
RACV EasyBiz@home Business Insurance product disclosure statements
RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.
RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.
RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after May 2008 and before 1 December 2018.
RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.
RACV Professional Indemnity policy
RACV Professional Information and Communication Technology liability policy
Related Links
Professional Indemnity ICT Indemnity Farm Insurance Public Liability Insurance Tradies Business Insurance Domestic Services and Repair Businesses insurance Professionals Business Insurance Hospitality Business Insurance Retail Business Insurance Commercial Property Insurance Home Business Insurance
RACV Business Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.