RACV’s got the right business insurance for you, whatever your trade

Get a quote

  • Great flexible cover

    So you get the insurance you want for your business and don’t pay for insurance you don’t need

  • Get it over the phone

    Easy to arrange, no fuss and with minimum paperwork - call 13 RACV (13 72 28)

  • Pay by the month

    Direct debit from your credit card or bank account at no additional cost, or you can pay annually

Call 13 72 28 to make an enquiry or get a quote

Available Monday to Friday, 8.00am - 7.00pm

RACV business insurance for tradies, domestic services and repair businesses is the no fuss insurance you need for your work. It’s packed with great features and benefits and is flexible so you choose the cover you want and don’t pay for insurance you don’t need. Get a quote online or call RACV today (13 RACV) to pick up your insurance cover over the phone – it’s that easy!

  • RACV business insurance for tradies, domestic services and repair businesses

    Cover for electricians, carpenters, painters, plasterers, cabinet makers, bricklayers, carpet layers, paving contractors, plumbers and many other trades 

  • Excellent for gardeners and domestic services businesses too

    Includes an extensive range of insurance options you can tailor for your business

  • Liability cover to the amount you choose

    Gets you on site and covers your liability for personal injury and property damage, including product liability and use of unregistered vehicles

  • Cover for your tools of trade and equipment

    Up to $500 per employee to a total $2000 for tools, for theft (including from a securely locked vehicle), loss or damage in transit, or incidents such as fire or storm

  • Your ute, truck, van or other commercial vehicles are included

    For accident, fire or theft, and up to $20 million in liability cover for their use, including goods falling from your vehicle or during unloading

  • A hire vehicle following theft of your vehicle

    Up to $100 a day for a hire vehicle for a maximum 14 days (no more than $1000 in total), plus up to $2000 cover for your excess on the hire vehicle  

  • Laptops, mobile phones and computers

    Covered for loss, destruction or damage at your premises, with the option to add cover for anywhere in Australia

  • Your health is your most important asset

    So you are covered for personal accident and illness too – lump sum benefits for accidents or up to 104 weeks of weekly benefits

Fact Sheets, Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Business Insurance product disclosure statements

RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 1 December 2018.

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RACV Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 3.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 3.1, 3.2, 3.3, 3.4, 3.5 and 3.6.

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RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after October 2007 and before 1 December 2018.

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RACV Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 3.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 3.1, 3.2, 3.3, 3.4 & 3.5.

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RACV EasyBiz Insurance Retail, Professional, Hospitality product disclosure statements

RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 30 June 2019.

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RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after September 2010 and new business or renewal policies with a start date before 30 June 2019.

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RACV EasyBiz Insurance Retail, Professional, Hospitality supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018 and new business or renewal policies with a start date before 30 June 2019. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.

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RACV EasyBiz Insurance Tradesperson product disclosure statements

RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 1 December 2018.

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RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.

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RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after October 2007 and before 1 December 2018.

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RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.

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RACV EasyBiz@home Business Insurance product disclosure statements

RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 1 December 2018.

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RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.

Download

RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after May 2008 and before 1 December 2018.

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RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.

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RACV Professional Indemnity policy

RACV Professional Indemnity policy for new business and renewal policies with a start date after 30 June 2019.

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RACV Professional Indemnity policy for new business and renewal policies with a start date before 30 June 2019.

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RACV Business Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.