RACV Business Insurance can cover your business for public liability

RACV Business Insurance with the General and Products Liability option can cover your legal liability for claims against you for injuries to another person or damage to their property for covered events.

  • No fuss Public Liability Insurance

    Provides cover for your business liability for injuries to another person or damage to their property for covered events.

  • Same-day Certificate of Currency

    If approved, your cover is issued immediately, either online or over the phone  - call 13 72 28.

  • Payment options

    Monthly and annual payment options available.

Call 13 72 28 to make an enquiry or get a quote

Available Monday to Friday, 8:00am - 8:00pm

  • No fuss public liability insurance

    For tradies, shopkeepers, service and repair businesses, gardeners and any business with a potential public liability risk.

  • Four levels of cover

    Choose either $5 million, $10 million, $20 million or $50 million depending on your needs.

  • Covers your business employees, directors and partners

    For claims by third parties when acting in line with business practices.

  • Australia-wide cover

    Covers your business against claims for a negligent act Australia-wide and anywhere in the world, except North America.

  • Helps to meet your contractual requirements

    To get on a building site, have a shop in a retail centre and for many other situations, you must have public liability insurance. RACV Public Liability Insurance meets this need.

  • Damage to property

    Can cover your liability for compensation for physical loss, destruction, or damange to tangible property during the course of your business operation.

  • Easily secure a Certificate of Currency whenever you need one

    Simply send us an email and we will send you a copy of your policy.

  • Cover for legal and first aid costs too

    Approved legal costs are covered in the settlement or defence of any claim against you, plus any costs for first aid rendered to others at the time of injury.

Terms, conditions, limits and exclusions apply. Read the Product Disclosure Statement for a detailed list of inclusions and options.

25% off RACV Resorts for members when you book online

Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Business Insurance Product Disclosure Statements

RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 30 May 2021.

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RACV Business Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 04/21 will apply to policies with a start date or renewal effective date on or after 30 May 2021.

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RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 6 September 2020 and new business policies with a start date or renewal effective date before 30 May 2021.

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RACV Business Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 03/21 will apply to policies with a start date or renewal effective date on or after 31 March 2021 and new business policies with a start date or renewal effective date before 30 May 2021.

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RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 1 December 2018 and new business policies with a start date or renewal effective date before 6 September 2020.

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RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statements

RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 30 June 2019.

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RACV Easybiz Insurance Retail, Professional, Hospitality Supplementary Product Disclosure Statement (Supplementary PDS) Edition 10/20 will apply to policies with a commencement date or with renewal effective date on or after 17 October 2020.

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RACV EasyBiz Insurance Tradesperson Product Disclosure Statements

RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.

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RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5 & 1.6.

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RACV EasyBiz@home Business Insurance Product Disclosure Statements

RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.

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RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4 & 1.5.

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RACV Professional Indemnity policy

RACV Professional Indemnity Insurance Policy for new business policies with a start date or renewal effective date on or after 30 May 2021.

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RACV Professional Indemnity Insurance Policy for new business policies with a start date or renewal effective date after 30 June 2019 and new business policies with a start date or renewal effective date before 30 May 2021.

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RACV Information Communication and Technology Liability Insurance

RACV Information and Communication Technology Liability Insurance Policy for new business policies with a start date or renewal effective date on or after 30 May 2021.

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RACV Information and Communication Technology Liability Insurance Policy for new business policies with a start date or renewal effective date after 30 June 2019 and new business policies with a start date or renewal effective date before 30 May 2021.

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RACV Motor Trade Product Disclosure Statements and No Claim Bonus Information

RACV Motor Trade Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal policies with a renewal date on or after 9 April 2021.

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RACV Motor Trade Insurance Supplementary Product Disclosure Statement for new business policies with a start date or renewal policies with a renewal date on or after 30 May 2021.

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RACV Motor Trade Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal policies with a renewal date on or after 1 November 2018 and before 9 April 2021.

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RACV Motor Trade No Claim Bonus Information is for new business policies with a start date or renewal policies with a renewal date on or after 1 July 2021.

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The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Insurance product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. 227681.