Thank you for submitting the form. Your reference number is
Choose the right level of cover for your business
RACV Business Insurance has a public and product liability option that defends you from potentially costly personal injury and property damage claims. You can choose from different levels of cover, so you don’t pay for insurance you don’t need.
Public liability covers the legal costs earned in the defence or settlement of a liability claim.
Damage to someone else's property
Covers the costs of physical loss, destruction, or damage to someone else’s property because of your business operation.
Injury to someone else
Covers the costs of injuries to someone else, as well as first aid expenses for injuries caused by your business operations.
Loss or damage of goods in your care
For example, if you’re looking after a client’s bag and it is accidentally lost or stolen.
Like if your employee doesn't clean up a spill in your shop and a customer falls and injures themselves.
This is a summary only – terms, conditions and policy limits apply. For the full details of what is and is not covered you can read the RACV Business Insurance Policy.
Additional cover to tailor your package
Commercial motor vehicles
Covers the motor vehicles you use to operate your business, including vans, utes and trailers.
Computer and electronic equipment
Covers breakdown of office equipment such as computers, printers, fax machines and phone equipment.
Theft and money
Covers you if a person breaks into your business premises (or rental property) and steals your stock, contents, equipment, or money.
Cover for your specified business machinery if it breaks down.
Covers the cost of professional fees resulting from an audit or investigation which relates to you paying a tax.
Covers breakage to shop front windows, glass shelving, sign writing and display cabinets.
Cover for loss of money or goods caused by employee fraud or dishonesty.
Covers your business expenses if your gross income is interrupted by damage caused by an incident we cover.
We'll make it quick and easy
Tailored to your business
Optional covers tailored to your business, so you don’t pay for insurance you don’t need.
We'll save you time
Get a quote and cover online or by phone. We’ll reduce unnecessary paperwork and save you time.
Trusted by thousands
Protecting thousands of Victorian businesses like yours.
RACV Business Insurance can help to protect your business, your customers and your income from accident, injury, theft, or financial loss due to interruption.
No one knows your business needs like you, which is why Public and Products Liability is automatically included. Then you can choose from additional covers you might need to tailor the package to your business.
Public liability insurance is designed to protect your business against legal claims resulting from injuries to another person or damage to their property for covered events. If you work with clients or customers in public spaces, visit spaces owned or controlled by others, have visitors to your premises, or manufacture products, this cover could help cover unexpected costs when accidents happen.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. 227681.