RACV Landlord Insurance

Comprehensive cover for when the unexpected happens

New features to RACV Landlord Insurance that cover the unexpected:

  • Damage cover includes:

    • Damage caused by the tenant (new)*
    • Damage caused by the tenant's pet (new)*
    • Contamination caused by the manufacturing, storage or distribution of illegal drugs by the tenant (new)*
    • Unauthorised alterations by the tenant (new)*
    • Theft and damage caused by the tenant
    • Malicious damage caused by the tenant
  • Rent cover includes:

    • Rent default cover for death of a tenant (new)*
    • Up to $10,000 rent default cover (new)*
    • Up to $10,000 towards your legal costs to recover rent
    • Up to 12 months loss of rent cover during repairs if the home is unliveable (on top of buildings sum insured)

Find a policy that's right for you

Compare RACV Landlord Insurance policies

Compare RACV Landlord Insurance policies

Building only

Cover for the structure, home improvements and permanent fixtures of your rental property building(s) Get a quote

Contents only

Cover for the furniture and furnishings provided to your tenants Get a quote

Building and Contents

Cover for both your rental property building(s) structure and contents provided to your tenants Get a quote

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Read the Product Disclosure Statement for a full list and description of items covered in building, contents and combined policies. The Premium, Excess and Discounts guide (PED) provides further details on how we calculate your premium, excess levels and discounts.

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Landlord Insurance Policy Documents

RACV Home Insurance Product Disclosure Statements

RACV Home Insurance Product Disclosure Statement and Policy Booklet for policies with a start date on or after 18 February 2018 and renewal policies with a start date on or after 2 April 2018.

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RACV Home Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017 and new business policies with a start date before 18 February 2018 and renewal policies with a start date before 2 April 2018.

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RACV Home Insurance Product Disclosure Statement and Policy Booklet and Supplementary Product Disclosure Statement for new business policies with a start date on or after 24 November 2013 and renewal policies with a start date on or after 6 January 2014 and new business policies with a start date before 20 March 2017 and renewal policies with a start date before 1 May 2017.

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RACV Home Insurance Premium, Excess, Discounts and Benefits Guides

RACV Home Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 18 February 2018 and renewal policies with a start date on or after 2 April 2018.

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RACV Home Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018 and new business policies with a start date before 18 February 2018 and renewal policies with a start date before 2 April 2018.

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RACV Home Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017 and new business policies with a start date before 8 December 2017 and renewal policies with a start date before 21 January 2018.

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RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guides

RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 17 June 2018 and renewal policies with a start date on or after 30 July 2018. 

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RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 8 December 2017 and renewal policies with a start date on or after 21 January 2018 and new business policies with a start date before  17 June 2018 and renewal policies with a start date before 30 July 2018. 

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RACV Landlord Insurance Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 20 March 2017 and renewal policies with a start date on or after 1 May 2017 and new business policies with a start date before 8 December 2017 and renewal policies with a start date before 21 January 2018.

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* For policies taken out before 17 June 2018 or with a renewal date before 31 July 2018, product features may vary. Please refer to the RACV Landlord Insurance Product Disclosure Statement for terms and conditions. 
~ Suggested rebuilding costs are only a guide and it is your responsibility to make sure your buildings are insured for their full replacement value (including any GST). 
^ On existing policies discount takes effect at next renewal. Excludes Travel, Business, Farm and Single Item Insurance products. 
 

RACV Home Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.