The more insurance policies you have with us, the more you could save. When you take out two or more eligible RACV Insurance policies you’ll receive 10% off each.*

* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at racv.com.au. Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.

Home Insurance

With RACV you can choose the insurance cover that’s right for you.
We cover homes and belongings for home owners, landlords and renters in Victoria.

  • Protection and peace of mind at home

    Your home isn’t just an investment, it’s your sanctuary. Your retreat. A place you can truly be yourself and create memories with friends, family, pets and strangely enough, house plants. So it’s important to protect it and the things inside of it. But which cover should you choose?

    RACV offers a range of insurance options for homeowners, renters and landlords, each providing their own unique form of cover for things like loss or damage to a structure or item as a result of an unexpected event.

Motor Insurance

Every year more than 1 million Victorians choose RACV Insurance.
And it’s no wonder. After all, we set out to offer excellent value for money and the very best in service.

  • 24/7 claims assistance

    With RACV Insurance we have your back. Make a claim 24 hours a day, 7 days a week, by phone or online.

  • Choose how you pay

    Pay annually and save or pay monthly using direct debit. The choice is yours.

  • RACV rewards loyalty

    The longer you are with RACV the more you save*.  If you have certain other RACV products, you can save even more on eligible insurance products with RACV’s Multi Policy Discount.

* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at racv.com.au. Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Insurance product(s) issued by Insurance Manufacturers of Australia ABN 93 004 208 084 AFS Licence No. 227678.