Select the annual multi-trip tab to begin your quote. Enter all the countries you’ll be visiting this year,
Frequent traveller? Insure multiple holidays this year with one policy
Travel with less stress this year on a multi-trip plan. A multi-trip plan provides cover for an unlimited number of 30, 45 or 60-day trips within a 12-month period, on any overseas trip or on Australian holidays that are more than 250km from your home. It’s a great way to help protect your wallet – one annual multi-plan could be more cost-effective than taking out individual policies.
How to get an annual multi-trip quote
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Select policy and add destinations
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Choose your start date
Enter the start date for your first trip. The end date will automatically update to one year from your start date.
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Set maximum trip length
Pick between 30, 45 or 60 days. You can go on as many holidays as you like within the year, as long as each one doesn’t exceed this limit.
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Customise and get quote
Choose your excess, and add any extras you’d like before finalising your quote. You can also save and email it to yourself.
Explore the benefits of RACV Travel Insurance
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.
~ Terms and conditions apply. Vic residents only. Competition closes at 11.59PM (AEDT) on 31 October 2025. Draw will take place at 485 Bourke Street, Melbourne, VIC 3000 at 12.00PM (AEDT) on 3 November 2025. Winners will be published on the RACV competition webpage on 3 November 2025 and notified by phone and/or in writing. See full terms and conditions
# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
* Children and grandchildren aged 25 and under go for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.
** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
Frequently asked questions
You have the flexibility to choose when you buy your cover.
You can choose to buy travel insurance as soon as you pay for any part of your trip. This means you're covered in case your trip is cancelled due to unforeseen circumstances.
You can also choose to get RACV Travel Insurance online right before you go. Even if you're just about to leave there's still time to pack an RACV Travel Insurance policy for your trip.
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You should make a claim as soon as possible.
- You can make a claim online, anytime.
- You can also call the claims team for support on 1300 207 387.
You’ll need your personal information and information about the incident your are claiming for. This might include documentation of medical treatment, police reports for stolen items, receipts and proof of ownership.
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RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria.
Check which medical conditions are covered
If you have a medical condition that isn’t automatically covered, you can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
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Yes, insured adults will still be covered when travelling alone.
Any dependents listed on your policy must travel with an insured adult for the whole trip.
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If your travel plans have changed, you’ll need to contact us immediately to update your policy.
This may impact your premium. Call us on 13 13 29 or email us at care@racv.com.au to discuss changes.
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Update your policy
If you’ve made a mistake with your policy, please contact us as soon as possible. We’ll review the details and update the policy if possible.
Extend your policy
You can extend your policy at no extra cost if you experience a delay that’s covered by your policy. If you need to extend your policy for other reasons, you must apply for an extension before it expires. If your extension is approved you may need to pay an additional premium. The combined period of insurance cannot exceed 12 months. Refer to the Product Disclosure Statement for more details.
Cancel your policy
You have 21 days from the purchase date to decide if the policy suits your needs. If it doesn't, you can cancel within the "cooling-off period" for a full refund, provided you:
- haven't started your trip
- haven’t made a claim
- don’t intend to make a claim.
You can also request your policy to be cancelled outside of the 21-day “cooling-off period”. You’ll need to meet the above criteria. Your request will be reviewed and is subject to approval.
Call us on 13 13 29 or email us at care@racv.com.au to discuss changes or to cancel your policy.
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Get organised before your trip
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.