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The edge of a fiji island with crystal clear waters, lush green palm trees and clean golden sand.

Fiji travel insurance

Dreaming of Fiji? Consider what cover you may need

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What's covered
Sports and activities
Disclaimers
Assistance and support

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Travel insurance for Fiji

Fiji’s warm turquoise waters, fascinating marine life, lush jungles, and welcoming locals set the stage for the ultimate retreat. With warm, year-round temperatures and hundreds of islands waiting to be explored, it isn’t enough to visit just once.

From relaxing at the Sabeto Hot Springs and Mud Pool, to snorkelling in the vibrant Blue Lagoon and trying local markets, you could travel with the feeling of freedom knowing you have cover with RACV Travel Insurance.

It's insurance that gives you 24-hour overseas emergency assistance, $unlimited hospital cover,^ plus cover for your listed dependants.+

From cover for your belongings, to cover for disruptions caused by unforeseen circumstances including natural disasters, discover the extra peace-of-mind RACV Travel Insurance can provide to help you prepare for the best in Fiji.#

Flexible coverage to suit your trip

Add a range of extras to your policy including cruise cover.** Even if you don't need extras, the flexibility of your policy means you'll get to choose the excess you’ll pay per claim.†

Compare international plans

Know what you have cover for during your Fiji holiday 

Brown leather travel itinerary.

Itinerary changes

With travel insurance for Fiji, you can change your destination or add another travel stop while avoiding cancellation fees, update your travel dates, or add new travellers until the day you leave, provided that you do not want to make a claim in relation to the change and subject to payment of applicable premium.#

Airport lugaage carosel with several suicases.

Luggage and travel document replacement, credit for delayed luggage

For approved claims, luggage will be repaired or replaced if it gets lost, is stolen or damaged. For lost travel documents and credit cards, or those illegally used by someone other than you or your travelling companion, there is cover for their replacement or cost resulting from their fraudulent use. Lastly, receive reimbursement towards clothing and essentials if your luggage is delayed by over ten hours.#

Nurse wearing a mask and scrubs talking to an elderly woman.

Round the clock medical assistance

Give yourself some defence against accidents, insect-borne diseases and infections with 24/7 overseas emergency assistance and $unlimited hospital cover.^ Receive $50 per 24-hour period if your stay in hospital exceeds 48 hours. Plus, be covered for up to 38 pre-existing medical conditions including Diabetes Type 1 and 2, high blood pressure~ and cover for pregnancy up to the 25th week provided conditions meet specific criteria.#

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Sports and activities

Explore more than 30 activities already covered by international travel insurance (criteria applies).#

Check what's covered

^ ‘Unlimited’ means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered. Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.

+ Dependant means any of your children, stepchildren, foster children or grandchildren who are 25 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the Certificate of Insurance as your Dependant. Terms, conditions, exclusions, limits and sub-limits apply. Refer to PDS for full details.

# Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.

** Refer to combined PDS/FSG to determine if Cruise cover is required for your trip. Terms, conditions, limits, sub-limits and exclusions apply. 

† Some cover benefit limits or sub-limits may be less than your chosen excess and therefore the insurer may not contribute anything to your claim. 

* RACV Member discount applies to the premium only (not applicable taxes).

~ You’re covered automatically for 38 medical conditions if you meet all criteria, as outlined in the PDS. Refer to PDS for full information on medical conditions that are automatically covered.

Assistance and support

Emergency assistance while overseas

The Emergency Assistance Team are available to provide overseas emergency support 24-hours a day. Reverse charges are accepted.

Call as soon as practical if you are hospitalised, or you are receiving outpatient care where the total costs will exceed $2,000.

Travel alerts

Check travel status before you plan your trip and again before you leave.

RACV Travel Insurance won't cover you for destinations with a Department of Foreign Affairs and Trade "Do Not Travel" status.

Need help?

Royal Automobile Club of Victoria (RACV) Limited (ABN 44 004 060 833, AR No. 1243563) (RACV) is an authorised representative of the RACV Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACV Travel Insurance as the managing agent on behalf of Tokio Marine.

Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on RACV’s website, or on request from RACV.

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