With Veteran, Vintage and Classic Vehicle Insurance, your older motorcycle, trike or scooter will be covered when you use it for hobby or recreational purposes, special occasions and Club plate use.
What’s Veteran, Vintage and Classic Motorcycle Insurance?
Key benefits
Even if your vehicle is written off, it still has value. If your vehicle is over 35 years old, you can keep the damaged vehicle at no cost.
More than just great cover
What does Veteran, Vintage and Classic Motorcycle Insurance cover?
- Included
- Not included
With RACV Veteran, Vintage and Classic Insurance, you'll be covered for a range of events. Here’s a summary of what’s included:
This is only a summary of the inclusions for RACV Veteran, Vintage and Classic Motorcycle Insurance. For more information, such as conditions, limits and exclusions, please read the Product Disclosure Statement.
For more information on General Exclusions and items not included in your cover, refer to the Product Disclosure Statement.
Which vehicles are eligible?
Find out whether Veteran, Vintage and Classic Vehicle Insurance is right for you.
Vehicle age
- Veteran vehicles: built before 1919
- Vintage vehicles: built between 1919-1930
- Classic vehicles: 15 years or older
Other conditions
Your motorcycle, trike or scooter must be:
- kept under cover
- driven no more than 9000km a year
- used for hobby or recreational purposes only.
Make a claim or manage your policy
Make or manage a claim
You can make a claim 24/7 in the app or online, or during business hours by phone.
Find a policy document
You can view policy documents, or update your personal details and payment methods online.
Frequently asked questions
Because classic, veteran and vintage vehicles are only used recreationally and not as a primary mode of transport, the cost to insure the vehicle with a specialised policy is generally a lot less than what you might pay for general comprehensive cover with a regular vehicle.
This policy can cover full, club/historic and modified plate registration types. In some situations, an unregistered vehicle may also be insured.
Your vehicle will be insured for an agreed value. The agreed value that applies to your motorcycle, trike or scooter is shown on your current Certificate of Insurance. Factors that contribute to the agreed value include:
- GST
- Registration
- On-road costs
- Modifications, options or accessories attached to the vehicle.
Other RACV Motorcycle Insurance products
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Tips and advice for your motorcycle
* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at racv.com.au. Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Manufacturers of Australia Pty Ltd ABN 93 004 208 084 AFS Licence No. 227678.
R.A.C.V. Finance Limited ABN 82 004 292 291 Australian Credit Licence No. 391488. RACV Finance is subject to RACV lending criteria. Conditions, fees and charges apply.