Comprehensive motorcycle insurance for your special bike

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  • The features for your needs

    Accidental damage, agreed value, choice of repairer and much more.

  • Great range of discounts

    RACV Multi-Policy Discount and Years of Membership Benefits

  • Plus RACV Extra Care

    Includes RACV Extra Care Roadside Assistance with 12 service calls per year, towing and more

RACV’s specialised insurance cover for veteran (pre 1919), vintage (1919-1930) and classic (generally 15 years or older) motorcycles. Motorcycles must be kept under cover and driven no more than 9000kms per year and used for hobby or recreational purposes.

Call 1800 646 605 to get an insurance quote for your special vehicle

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  • Comprehensive motorcycle cover

    Accidental damage cover, plus loss or damage from collision, fire, flood, storm, theft or attempted theft, vandalism or malicious act, earthquake and more.

  • Hobby, recreational and special occasion use covered

    You are covered if you ride less than 9000 kilometres a year and use your motorcycle for hobby or recreational purposes. Your motorcycle is also covered for special occasion and wedding hire

  • Liability cover up to $20 million for damage to someone else’s vehicle or property

    Covers your liability if your motorcycle is involved in an incident – for example, if you are ‘at fault’ and someone else’s vehicle or property is damaged. Limitations and exclusions apply.

  • Emergency repairs

    Up to $500 for emergency repairs following an incident to make your motorcycle secure or get you back on the road safely

  • Up to $3000 for helmets and protective clothing

    For you and your passenger following an incident, for repair or replacement to a maximum of $1000 per item. Includes helmets, jackets, trousers, boots, gloves

  • Towing from an incident included

    One tow from the scene of an incident to the nearest RACV-partnered repairer, your nominated repairer, a customer management centre or place of safety

The more insurance policies you have with us, the more you could save

When you take out two or more eligible RACV insurance policies you’ll receive 10% off each*

* On existing policies, discount takes effect at next renewal. Excludes Travel, Business, Farm, Single Item and Pet Insurance products. 

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  • Agreed value – so you know where you stand

    Even with the same make and type of veteran, vintage and classic motorcycle, values can vary. With agreed value you know exactly what you’re insured for

  • Retention of salvage

    Even if your motorcycle is written off, it still has value. If it’s more than 35 years old you keep the damaged motorcycle at no cost

  • Choice of repairer

    Yours is a special motorcycle so choose a licensed repairer who you want to repair it.

  • Choice of excess

    Choose the excess that’s right for you. A higher excess will reduce your premium

  • Range of registration types covered

    We cover full, club/historic and modified plate registrations and in some situations we may also agree to insure your motorcycle if it is unregistered

  • RACV Extra Care: 24-hour emergency roadside assistance included

    Great benefits to get you moving again, including 12 service calls a year, petrol or diesel to get you to the nearest service station, and breakdown towing

  • Aussie Assist personal emergency assistance included

    If you or your family dependent have an emergency more than 100km from home, Aussie Assist can help, and you don’t have to be with your motorcycle to use it

RACV saves you money with our Years of Membership Benefits discounts

  • Bronze
    5-9 years

    5%

  • Silver
    10-24 years

    10%

  • Gold
    25-50 years

    15%

  • Gold 50
    51+ years

    20%

Product Disclosure Statements, Premium, Excess, Discounts and Benefit Guides

RACV Veteran, Vintage and Classic Vehicle Insurance Product Disclosure Statements

RACV Veteran, Vintage & Classic Vehicle Insurance Product Disclosure Statement and Policy Booklet for new business policies with a date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019

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RACV Veteran, Vintage & Classic Vehicle Insurance Product Disclosure Statement and Policy Booklet for new business policies with a date on or after 18 December 2016 and renewal policies with a start date on or after 23 January 2016 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019

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RACV Veteran, Vintage & Classic Vehicle Insurance Premium, Excess, Discounts and Benefits Guides

RACV Veteran, Vintage & Classic Vehicle Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 19 May 2019 and renewal policies with a start date on or after 30 June 2019

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RACV Veteran, Vintage & Classic Vehicle Premium, Excess, Discounts and Benefits Guide for policies with a start date on or after 24 August 2018 and renewal policies with a start date on or after 1 October 2018 and new business policies with a start date before 19 May 2019 and renewal policies with a start date before 30 June 2019.

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RACV Veteran, Vintage & Classic Vehicle Insurance Premium, Excess, Discounts and Benefits Guide for new business policies with a start date on or after 8 December 2017 and renewal policies with a renewal effective date on or after 21 January 2018 and new business policies with a start date before 24 August 2018 and renewal policies with a start date before 1 October 2018.

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*RACV Motorcycle Insurance is issued by Insurance Manufacturers of Australia Pty Limited ABN 93 004 208 084 AFS Licence No. 227678. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.