- Skiing and snowboarding
- Recreational ski and snowboard racing
- Bigfoot skiing and snowboarding
- Monoskiing
- Cat skiing and snowboarding
- Cross-country skiing and snowboarding on designated cross-country ski routes
- Glacier skiing and snowboarding
- Off-piste skiing and snowboarding with professional guidance
Check which sports and activities are covered
You’ll be covered for most amateur sports and activities when you meet specific criteria, at no extra cost – no matter which RACV Travel Insurance policy you take out.#
Here's a list of some activities (see PDS for full list) either not covered or covered under the eligiblity conditions below.
- Included
- Not included
Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement, or read eligibility criteria below.
Add cover for your next snow trip
Ski and winter sports cover can be added to International Comprehensive and Essentials policies, Domestic Plans and Annual Multi-trip Plans. This will impact your premium.#
Skiing and snowboarding
Winter sports
- Ice hockey
- Ice skating
- Luging on ice
- Snowmobiling
- Tobogganing
Other benefits
- Snow ski equipment hire and ski pack
- Bad weather and avalanche cover
- Lost or theft of lift passes
- Piste closure (International Comprehensive and Essentials policies only)
Explore the benefits of RACV Travel Insurance
Eligibility
Activities included under certain conditions
These conditions apply to the list of activities listed above as included:
- be conducted through a commercial operator and available to the general public
- not be considered extreme risk
- not require any special skills, any training programs prior to the sport or activity or a high level of fitness to undertake.
Conditions and exclusions for ski and winter sports cover#
The following must be adhered to for your policy to cover you in an insured event.
- You must act responsibly to protect yourself and you must follow relevant safety guidelines where applicable. This includes using appropriate and recommended safety equipment.
- If going off-piste, you must be with a professional guide at all times.
- The sport or activity must not be part of a profession or competition, including training or practising.
Not included
- Aerobatic skiing or snowboarding
- Backcountry skiing or snowboarding
- Bobsleighing or snow rafting
- Parapenting, heli-skiing or heli-snowboarding
- Skiing or snowboarding with power assisted equipment
- Skijoring
Please refer to the combined PDS/FSG and review for specific terms, conditions, exclusions, limits, and sub-limits, as well as any general exclusions that apply.
# Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.
ǁ ‘Moped or Scooter’ (two or three wheeled motor vehicle (including e-scooters) with engine capacity up to 50cc), ‘Motorcycle’ (two or three wheeled motor vehicle (including electronic versions) with engine capacity equal to or greater than 50cc) and ‘Quad Bike’ are defined in the PDS. Cover is subject to general exclusions, including where you are operating or travelling as a passenger without wearing a helmet and driving without meeting specific licensing requirements. Refer to the PDS for full definitions, terms, conditions and exclusions.
* RACV Member discount applies to the premium only (not applicable taxes).
Get organised before your trip
Travel alerts
RACV Travel Insurance won't cover you for destinations with a "Do Not Travel" status.
Check travel status before you plan and start your trip.
Royal Automobile Club of Victoria (RACV) Limited (ABN 44 004 060 833, AR No. 1243563) (RACV) is an authorised representative of the RACV Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RACV Travel Insurance as the managing agent on behalf of Tokio Marine.
Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on RACV’s website, or on request from RACV.