Planning multiple getaways doesn’t mean you need separate travel policies. Stay covered on the trips you take within 12 months with RACV Annual Multi-Trip travel insurance.
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Keep your travels covered with multi-trip travel insurance
If you’ve scheduled several trips on your calendar for the next 12 months, an annual travel insurance policy could be perfect for you. Annual Multi-Trip travel insurance gives you and your family cover for a full year – on trips where you travel more than 250km from home.
Whether you’re travelling solo or with your family, for fun or for business, you can rest easy with an annual travel policy that provides cover when you need it most.
Cover designed for your busy year
We all travel for different reasons, which is why Annual Multi-Trip insurance can be tailored to your needs. Start by choosing your max duration limit of 30, 45 or 60 days per trip, with the choice to then add pre-existing medical conditions cover.
Once your trip is complete, the sum insured under each section in the annual travel insurance policy will be reinstated automatically.
Whether you need yearly holiday insurance for separate trips with your family, or annual travel insurance for a year of domestic holiday’s or business trips around the world, these policies have you covered.
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Whether you’re soaking up the sun in Spain or enjoying your leave in Thailand, annual travel insurance gives you cover on the important things. RACV Annual Multi-Trip travel insurance provides cover for:
Cancellation fees and lost deposits*
Overseas medical, hospital and dental*
Even for domestic travelling, if your destination is further than 250km from your home, you’re covered under the Multi-Trip travel insurance policy.
* Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is an Authorised Representative of the underwriter Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice provided is general in nature only.
Family cover for no extra cost
Family holidays are a lot of fun, but they involve more preparations to ensure everyone travelling is protected. And with more luggage to potentially lose and a larger financial impact on cancelled flights, getting cover for the whole family through RACV is a wise move.
The annual family travel insurance RACV offers cover for your Children and Grandchildren at no extra cost when they travel with you. You just need to list each family member on the policy. Conditions apply. 1
1. Children and grandchildren must be listed on the policy and be 25 years or under when the policy is purchased. Provided they don’t require pre-existing medical conditions cover and are not in full time employment. Read the full PDS.
2. Children and Grandchildren means: Your Children travelling with You up to the age of 25, who are financially dependent on You and not working full time. They must be listed on Your Certificate of Insurance.
They are covered for free provided they do not require medical assessment and travelling with You the whole time.
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RACV Annual Multi-Trip travel insurance provides year-long travel insurance for singles and families. Discover what’s included in the cover below.
Protect yourself and your family from the risks of travelling far from home with cover that stretches over multiple trips throughout the year. From overseas hospital fees to the costs that come from travel delays, Annual Multi-Trip travel insurance covers you for unexpected holiday events and expenses.
Summary of Cover #
Summary of Cover #
Annual Multi-Trip (per adult)
Cancellation Fees and Lost Deposits
Travel Agent Fees
Overseas Medical and Hospital
Cash in Hospital
Funeral Expenses Overseas*
Resumption of Journey
Your Legal Liability
Rental Vehicle Excess
Loss of Income
Hijack and Kidnap
* This cover is per person listed in Your Policy
# Limits and Sub Limits apply
Insuring your luggage items with RACV Annual Multi-Trip travel insurance covers them for up to $15,000. Whether you’re travelling with your prized golf clubs or your work laptop, these travel insurance policies take the sting out of losing expensive items. Discover the amounts for specific luggage items below.
When choosing your annual holiday insurance, the best cover will be tailored to your needs and situation. RACV Annual Multi-Trip travel insurance offers a range of policy options and extra benefits that you can add onto your plan – giving you the chance to create the cover that suits you best.
Whether you have medical conditions or are preparing for an adrenaline-filled ski trip, choosing the right add-ons can take a big risk out of your worldwide adventures. Find out what you can add to your yearly travel insurance policy below.
Add pre-existing medical conditions
Travelling with certain pre-existing medical conditions doesn’t mean you miss out on annual travel insurance cover. Check out the different conditions that are covered by RACV policies here, for all other conditions you can complete an online assessment to see if we can cover them as well.
Ski and winter sports cover
A ski holiday is a great way to cool off and get your blood pumping. If you’re planning a winter trip, the right add-on will keep you covered from injuries related to winter sports. Find out more about ski and winter sports and activities cover here.
For travel insurance enquiries, please call 13 13 29 between 8am and 6pm, 7 days a week or visit an RACV Shop
Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is an Authorised Representative of the underwriter Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice provided is general in nature only. Please read the Combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers. Words with special meanings.