Annual Multi-Trip Travel Insurance

Planning multiple getaways doesn’t mean you need separate travel policies. Stay covered on the trips you take within 12 months with RACV Annual Multi-Trip travel insurance.

Keep your travels covered with multi-trip travel insurance

If you’ve scheduled several trips on your calendar for the next 12 months, an annual travel insurance policy could be perfect for you. Annual Multi-Trip travel insurance gives you and your family cover for a full year – on trips where you travel more than 250km from home.

Whether you’re travelling solo or with your family, for fun or for business, you can rest easy with an annual travel policy that provides cover when you need it most.

train travel in the wilderness

 

Cover designed for your busy year

 

train travel in the wilderness

We all travel for different reasons, which is why Annual Multi-Trip insurance can be tailored to your needs. Start by choosing your max duration limit of 30, 45 or 60 days per trip, with the choice to then add pre-existing medical conditions cover.

Once your trip is complete, the sum insured under each section in the annual travel insurance policy will be reinstated automatically.

Whether you need yearly holiday insurance for separate trips with your family, or annual travel insurance for a year of domestic holiday’s or business trips around the world, these policies have you covered.

 

Yearly worldwide travel insurance

 

Whether you’re soaking up the sun in Spain or enjoying your leave in Thailand, annual travel insurance gives you cover on the important things. RACV Annual Multi-Trip travel insurance provides cover for:

  • Cancellation fees and lost deposits*
  • Overseas medical, hospital and dental*
  • Emergency expenses*

Even for domestic travelling, if your destination is further than 250km from your home, you’re covered under the Multi-Trip travel insurance policy.

* Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is an Authorised Representative of the underwriter Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice provided is general in nature only.

Park Guell is a Gaudi-designed fairy tale park in Barcelona, Spain
A happy family enjoying activities on their holiday

 

Family cover for no extra cost

 

A happy family enjoying activities on their holiday

Family holidays are a lot of fun, but they involve more preparations to ensure everyone travelling is protected. And with more luggage to potentially lose and a larger financial impact on cancelled flights, getting cover for the whole family through RACV is a wise move.

The annual family travel insurance RACV offers cover for your Children and Grandchildren at no extra cost when they travel with you. You just need to list each family member on the policy. Conditions apply. 1

 

1. Children and grandchildren must be listed on the policy and be 25 years or under when the policy is purchased. Provided they don’t require pre-existing medical conditions cover and are not in full time employment. Read the full PDS.

Why choose RACV Annual Multi-Trip Travel Insurance?

*Limits and sub-limits apply. 

2. Children and Grandchildren means: Your Children travelling with You up to the age of 25, who are financially dependent on You and not working full time. They must be listed on Your Certificate of Insurance. They are covered for free provided they do not require medical assessment and travelling with You the whole time.

Frequent flyer? Make the most of your mileage with RACV travel tips

RACV summary of cover

RACV Annual Multi-Trip travel insurance provides year-long travel insurance for singles and families. Discover what’s included in the cover below.

Protect yourself and your family from the risks of travelling far from home with cover that stretches over multiple trips throughout the year. From overseas hospital fees to the costs that come from travel delays, Annual Multi-Trip travel insurance covers you for unexpected holiday events and expenses.

Summary of Cover

Summary of Cover

Annual Multi-Trip (per adult)

Cancellation Fees and Lost Deposits

$Unlimited

Travel Agent Fees

$4000

Overseas Medical and Hospital

$Unlimited

Cash in Hospital

$6000

Overseas Dental

$Unlimited

Funeral Expenses Overseas*

$20,000

Luggage

$15,000

Travel Documents

$5000

Luggage Delays

$750

Personal Money

$500

Emergency Expenses

$Unlimited

Resumption of Journey

$5000

Special Events

$5000

Accidental Death*

$25,000

Accidental Disability*

$25,000

Your Legal Liability

$10,000,000

Rental Vehicle Excess

$8000

Loss of Income

$10,400

Financial Default

$10,000

Domestic Pets

$650

Domestic Services

$1500

Travel Delay

$3500

Hijack and Kidnap

$10,000

* This cover is per person listed in Your Policy
# Limits and Sub Limits apply

Please read the combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers.

Luggage item limits

Insuring your luggage items with RACV Annual Multi-Trip travel insurance covers them for up to $15,000. Whether you’re travelling with your prized golf clubs or your work laptop, these travel insurance policies take the sting out of losing expensive items. Discover the amounts for specific luggage items below.

Policy benefits #

Policy benefits #

Annual Multi-Trip

Cameras and Video Cameras

$3000

Laptops and Tablets

$3000

Golf Clubs

$3000

Smart Phones

$1000

Dental Prosthesis

$1000

Other Items

$1000

# Limits and Sub Limits apply.

View the PDS here

RACV policy options and add-ons

When choosing your annual holiday insurance, the best cover will be tailored to your needs and situation. RACV Annual Multi-Trip travel insurance offers a range of policy options and extra benefits that you can add onto your plan – giving you the chance to create the cover that suits you best.

Whether you have medical conditions or are preparing for an adrenaline-filled ski trip, choosing the right add-ons can take a big risk out of your worldwide adventures. Find out what you can add to your yearly travel insurance policy below.

Add Pre-Existing Medical Conditions

Travelling with certain pre-existing medical conditions doesn’t mean you miss out on annual travel insurance cover. Check out the different conditions that are covered by RACV policies here, for all other conditions you can complete an online assessment to see if we can cover them as well.

Ski and Winter Sports Cover

A ski holiday is a great way to cool off and get your blood pumping. If you’re planning a winter trip, the right add-on will keep you covered from injuries related to winter sports. Find out more about ski and winter sports and activities cover here

Need help?

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Club of Victoria (ABN 44 004 060 833 AR 001243563) is an Authorised Representative of the underwriter Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548). Any advice provided is general in nature only. Please read the Combined Financial Services Guide and Product Disclosure Statement carefully to understand what this policy covers. Words with special meanings.