Annual Multi-Trip Travel Insurance

^{#Limits and sub-limits apply. Refer to the Product Disclosure Statement for full details}

^{^^This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including that arising from a Terrorist Act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of your admittance to hospital.}

^{1. Your children or grandchildren travelling with you up to the age of 25, who are financially dependent on you and not working full time. They must be listed as such on your Certificate of Insurance. They are covered for free provided they do not require medical assessment and are travelling with you the whole time. A child or grandchild can be a child or grandchild of any adult listed on your certificate of insurance.}

^{#Limits and sub-limits apply.}

 ^{^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.}

^{** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including that arising from a Terrorist Act) or illness occurring which first shows itself during Your Period of Insurance. Benefits may be paid up to 12 months from the time You received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of Your admittance to hospital.}

 ^{*This cover is per person listed in Your Policy}

^{^This cover is per policy}

^{Please read the Product Disclosure Statement carefully to understand what this policy covers.}