RACV has the right business insurance for your hospitality business

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  • Great flexible cover

    So you get the insurance you want and don’t pay for insurance you don’t need

  • No fuss approach

    In most cases you can secure a quote and cover with one phone call or online

  • Flexible payment options

    Pay by the month by credit card or bank account with no additional charges, or pay annually

Call 13 72 28 to make an enquiry or get a quote

Available Monday to Friday, 8.30am-7.00pm

We know that when you are in the hospitality business you spend most of your time making sure everything is running smoothly. That’s why RACV business insurance for hospitality is tailored to deliver the insurance cover you need and we’ve made it as easy as possible for you to secure. It’s packed with great features and benefits, is flexible to your requirements and means you can get on with what you do best every day knowing your business is backed by the strength and security of RACV.

  • RACV business insurance for great hospitality businesses

    Cover for restaurants, cafes, takeaways, coffee shops, delicatessens, tea rooms, catering businesses and more

  • Protects your buildings, contents and stock for a broad range of incidents

    Including accidental damage, fire, storm, rainwater, explosion, burst pipes, vehicle and tree impacts, vandalism, malicious damage and damage by burglars

  • Full public liability cover to the amount you choose

    Covers your liability for personal injury and property damage

  • Burglary cover

    For your buildings, contents and stock up to the sum insured with one automatic reinstatement every year

  • Seasonal increase in cover for your stock

    A 50% increase in stock cover for defined busy periods  

  • Your business vehicles are covered too

    For accident, fire or theft, with up to $20 million in liability cover for their use, including goods falling from your vehicle or during unloading

  • Hire vehicle following theft

    To keep you on the go up to $100 a day for a hire vehicle for a maximum 14 days (no more than $1000 in total), plus up to $2000 cover for your hire vehicle excess

  • Glass breakage including skylights, mirrors and neon signs

    Including up to $1000 to reinstate advertising signs and up to $1000 for signwriting, temporary shuttering and repairing damage to window frames and door frames

  • Laptops, mobile phones and computers

    Covered for loss, destruction or damage at your premises, with the option to extend your cover to anywhere in Australia

  • Money, including money on the way to the bank

    Covered up to the sum insured for loss, destruction or damage in a safe or on the way to the bank, and up to $500 for money on your premises but not in a safe

  • Business interruption and additional working costs following an incident

    If an incident prevents or interferes with your business we will cover your loss of turnover while it is resolved or the additional working costs needed to maintain your business

  • Your health is your business’s most important asset

    So you are covered for personal accident and illness too – lump sum benefits for accidents or up to 104 weeks of weekly benefits

  • Coffee machines, air conditioners and other machinery

    Cover for your machinery for breakdown, and also for the hire of temporary machines while yours are being repaired

  • Tax audit costs

    Professional fees incurred as a result a tax audit or investigation are covered

RACV Business Insurance Product Disclosure Statements

RACV Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after March 2007.

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RACV Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 3.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015. This Supplementary PDS replaces previous versions 3.1, 3.2, 3.3, 3.4 & 3.5.

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RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement

RACV EasyBiz Insurance Retail, Professional, Hospitality Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after March 2008.

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RACV EasyBiz Insurance Retail, Professional, Hospitality supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.

Download

RACV EasyBiz Insurance Tradesperson Product Disclosure Statement

RACV EasyBiz Insurance Tradesperson Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after October 2007.

Download

RACV Easybiz Insurance Tradesperson supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.6 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5.

Download

RACV EasyBiz@home Business Insurance Product Disclosure Statement

RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after May 2008.

Download

RACV EasyBiz@home Business Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.

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RACV Business Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.