Great features and benefits
Available in a flexible package so you can choose the insurance you want.
No fuss RACV Farm Insurance
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Farm, home and motor cover
Select cover for your farm, farm contents and machinery, home, home contents, and motor vehicles.
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Payment options
Monthly and annual payment options available.
RACV Farm Insurance is there to protect your farm. It's packed with great features and benefits and it's flexible, so you choose the cover you want and don't pay for insurance you don't need.
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Choose the farm insurance cover that suits your farm
Select some or all of the many farm insurance options, so you get the right insurance for your farm and don’t pay for insurance you don’t need.
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Fire, storm, explosion, vehicle and animal impacts, vandalism, malicious damage and more
Your farm buildings, farm contents, machinery, fencing, hay, and livestock can be covered to their replacement value for defined events - so you know where you stand.
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Domestic home and contents cover
For loss or damage, with optional features such as accidental damage and specified valuables cover (jewellery, watches) anywhere in Australia.
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Insure your farm easily
RACV Farm Insurance can be arranged over the phone.
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Personal accident and illness cover
Your health is your most valuable asset so you get personal cover (weekly benefit) to help you financially if you become sick or are injured.
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Your motor vehicles are covered too
Comprehensive, third party fire and theft, or third party liability only for cars, tractors, trucks, utes, motorcycles, trailers, forklifts and mobile machinery.
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Additional working costs if you get impacted by a fire, storm or other incident
You can be covered during the indemnity period for up to 12 months' additional expenses to maintain normal business activity following a defined event, so you can keep your customers happy and your business going.
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Insure your farm assets while in transit anywhere in Australia
Means you are covered for your livestock, equipment, produce and supplies produced for fire, collision, overturning and theft while in transit to and from your property.
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Cover for burglary or theft of your farm property
Property on your farm can be difficult to protect. By choosing this cover you know your farm contents and equipment will be replaced or repaired following theft.
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Broadform liability to cover compensation costs at your farm
If you choose this cover, it can protect you from the potential costs of liability actions against you for personal injury and property loss at your business or home.
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Cover for the breakdown of your machinery
This optional cover includes any extra overtime due to unforeseen breakdown, temporary repairs and temporary machine hire. Options to add refrigerated stock and overseas air freight cover are also available.
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Unforeseen breakdown of electronic equipment including computers and data processing equipment can be covered too
For loss or damage at your farm. Options include cover for portable items anywhere in Australia, costs to replace lost data and increased costs of working.
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Tax audit expenses
You can choose to include cover for professional fees incurred as a result of a tax audit or investigation, subject to meeting the requirements of the PDS.
Terms, conditions, limits and exclusions apply. Read the Product Disclosure Statement for a detailed list of inclusions and options.
Hobby farming activities can be covered too
RACV EasyFarm Insurance is a no fuss, less paperwork farm insurance policy that can be suitable for a hobby farm. It includes many of the features, benefits and options of an RACV Farm Insurance policy, such as:
Fire and other defined events – for your farm buildings and contents.
Burglary or theft – to protect your farm contents.
Broadform liability – protects you from liability actions against you for property damage and personal injury at your farm.
Domestic home and contents – cover for your home and farm in the one policy, reducing the paperwork.
- Motor vehicles – cars, trucks, utes, motorcycles, trailers, tractors, forklifts and mobile machinery, plus $10 million for legal liability claims against you from their use.
RACV Farm Insurance Key Facts Sheets
RACV EasyFarm Insurance Key Facts Sheets
RACV Farm Insurance Product Disclosure Statement
RACV Farm Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 8 July 2021.
RACV Farm Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 30 May 2021 and new business policies with a start date or renewal effective date before 8 July 2021.
RACV Farm Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 04/21 will apply to policies with a start date or renewal effective date on or after 30 May 2021 and new business policies with a start date or renewal effective date before 8 July 2021.
RACV Farm Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 1 December 2018 and new business policies with a start date or renewal effective date before 30 May 2021.
RACV Farm Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 08/20 will apply to policies with a start date or renewal effective date on or after 17 October 2020 and new business policies with a start date or renewal effective date before 30 May 2021.
RACV Farm Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a start date or renewal effective date on or after 1 December 2018 and before 17 October 2020.
RACV EasyFarm Insurance Product Disclosure Statement
RACV Easyfarm Insurance Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.
RACV Easyfarm Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5
RACV Easyfarm Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 28 December 2005 and before 1 December 2018.
RACV Easyfarm Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.
Related Links
Professional Indemnity ICT Indemnity Farm Insurance Public Liability Insurance Tradies Business Insurance Domestic Services and Repair Businesses insurance Professionals Business Insurance Hospitality Business Insurance Retail Business Insurance Commercial Property Insurance Home Business InsuranceRACV Farm Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.