No fuss RACV Farm Insurance

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  • Great features and benefits

    Available in a flexible package so you can choose the insurance you want.

  • Farm, home and motor cover

    Select cover for your farm, farm contents and machinery, home, home contents, and motor vehicles.

  • Payment options

    Monthly and annual payment options available.

Call 13 72 28 to make an enquiry or get a quote

Available Monday to Friday, 8:00am - 8:00pm

RACV Farm Insurance is there to protect your farm. It's packed with great features and benefits and it's flexible, so you choose the cover you want and don't pay for insurance you don't need.

  • Choose the farm insurance cover that suits your farm

    Select some or all of the many farm insurance options, so you get the right insurance for your farm and don’t pay for insurance you don’t need.

  • Fire, storm, explosion, vehicle and animal impacts, vandalism, malicious damage and more

    Your farm buildings, farm contents, machinery, fencing, hay, and livestock can be covered to their replacement value for defined events - so you know where you stand.

  • Domestic home and contents cover

    For loss or damage, with optional features such as accidental damage and specified valuables cover (jewellery, watches) anywhere in Australia.

  • Insure your farm easily

    RACV Farm Insurance can be arranged over the phone.

  • Personal accident and illness cover

    Your health is your most valuable asset so you get personal cover (weekly benefit) to help you financially if you become sick or are injured.

  • Your motor vehicles are covered too

    Comprehensive, third party fire and theft, or third party liability only for cars, tractors, trucks, utes, motorcycles, trailers, forklifts and mobile machinery.

  • Additional working costs if you get impacted by a fire, storm or other incident

    You can be covered during the indemnity period for up to 12 months' additional expenses to maintain normal business activity following a defined event, so you can keep your customers happy and your business going.

  • Insure your farm assets while in transit anywhere in Australia

    Means you are covered for your livestock, equipment, produce and supplies produced for fire, collision, overturning and theft while in transit to and from your property.

  • Cover for burglary or theft of your farm property

    Property on your farm can be difficult to protect. By choosing this cover you know your farm contents and equipment will be replaced or repaired following theft.

  • Broadform liability to cover compensation costs at your farm

    If you choose this cover, it can protect you from the potential costs of liability actions against you for personal injury and property loss at your business or home.

  • Cover for the breakdown of your machinery

    This optional cover includes any extra overtime due to unforeseen breakdown, temporary repairs and temporary machine hire. Options to add refrigerated stock and overseas air freight cover are also available.

  • Unforeseen breakdown of electronic equipment including computers and data processing equipment can be covered too

    For loss or damage at your farm. Options include cover for portable items anywhere in Australia, costs to replace lost data and increased costs of working.

  • Tax audit expenses

    You can choose to include cover for professional fees incurred as a result of a tax audit or investigation, subject to meeting the requirements of the PDS.

Terms, conditions, limits and exclusions apply. Read the Product Disclosure Statement for a detailed list of inclusions and options.

Hobby farming activities can be covered too

RACV EasyFarm Insurance is a no fuss, less paperwork farm insurance policy that can be suitable for a hobby farm. It includes many of the features, benefits and options of an RACV Farm Insurance policy, such as:

  • Fire and other defined events – for your farm buildings and contents.

  • Burglary or theft – to protect your farm contents.

  • Broadform liability – protects you from liability actions against you for property damage and personal injury at your farm.

  • Domestic home and contents – cover for your home and farm in the one policy, reducing the paperwork.

  • Motor vehicles – cars, trucks, utes, motorcycles, trailers, tractors, forklifts and mobile machinery, plus $10 million for legal liability claims against you from their use.

Fact Sheets and Product Disclosure Statements

RACV Farm Insurance Product Disclosure Statement

RACV Farm Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 8 July 2021.

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RACV Farm Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 30 May 2021 and new business policies with a start date or renewal effective date before 8 July 2021.

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RACV Farm Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 04/21 will apply to policies with a start date or renewal effective date on or after 30 May 2021 and new business policies with a start date or renewal effective date before 8 July 2021.

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RACV Farm Insurance Product Disclosure Statement and Policy Booklet for new business policies with a start date or renewal effective date on or after 1 December 2018 and new business policies with a start date or renewal effective date before 30 May 2021.

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RACV Farm Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 08/20 will apply to policies with a start date or renewal effective date on or after 17 October 2020 and new business policies with a start date or renewal effective date before 30 May 2021.

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RACV Farm Insurance Supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a start date or renewal effective date on or after 1 December 2018 and before 17 October 2020.

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RACV EasyFarm Insurance Product Disclosure Statement

RACV Easyfarm Insurance Product Disclosure Statement and Policy Booklet for renewal policies with a start date on or after 1 December 2018.

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RACV Easyfarm Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 11/18 will apply to policies with a commencement date or with renewal effective date on or after 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4 & 1.5

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RACV Easyfarm Insurance Product Disclosure Statement and Policy Booklet for new business and renewal policies with a start date on or after 28 December 2005 and before 1 December 2018.

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RACV Easyfarm Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015 and before 1 December 2018. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.

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Target Market Determination

A TMD helps you understand the types of people (called the ‘class of customers’) our insurance policies are designed for, considering their needs, objectives, and financial situations.

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The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Insurance product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. 227681.