* Children and grandchildren aged 25 and under go for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.
Enjoy the benefits of RACV Travel Insurance
Enjoy greater peace of mind when holidaying overseas or within Australia.
# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.
Choose from 3 levels of international cover
RACV Members save 15% year-round. For a full list of inclusions, limits, sub-limits and exclusions, read the Product Disclosure Statement.
** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
Award-winning travel insurance
International Comprehensive: 2023–2025 winner of Mozo Experts Choice Award for Exceptional Quality Travel Insurance.‡
2025 multi-winner of Mozo People's Choice Awards, including Highly Trusted and Most Recommended Travel Insurance.§
Travelling in Australia?
Explore cover for holidays in Australia with 15% off for RACV Members year-round. Find a full list of inclusions, limits, sub-limits and exclusions for all policies in the Product Disclosure Statement.
Additional cover options
For more support, find a policy document or call 13 13 29.
Cruise Travel Insurance
Going on a multi-night ocean cruise? Select your destination then add cruise cover on the next page when getting a quote. River cruising is already covered.
Sports and activities
Discover which adventure activities are covered by domestic and international travel insurance. Plus add cover for ski and winter sports for eligible policies.
Annual multi-trip cover
Regular traveller? Explore cover for multiple trips within a 12-month period. Select the annual multi-trip tab when getting a quote.
Medical conditions and pregnancy
You're automatically covered for 38 conditions, when you meet specific criteria. You may need to apply for cover for other conditions.
Explore options for different travellers
For more support, find a policy document or call 13 13 29.
Frequently asked questions
While you don't need to take out travel insurance, it'll help give you more peace of mind if your holiday doesn't go as planned.
Depending on your policy, RACV Travel Insurance could cover you for lost or stolen luggage, cancellation fees, lost deposits, and overseas medical and hospital expenses.
For a full list of inclusions, limits, sub-limits and exclusions, read the Product Disclosure Statement.
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RACV offers a range of travel insurance policies, so you can choose one that best meets your needs.
You can pick from 3 levels of international cover – Comprehensive, Essentials and Basics. If you’re going on an overseas trip, consider your budget as well as the benefit limits for each plan level. Explore international travel insurance
Travelling within Australia? Get a broad range of cover with a Domestic Plan, or choose more specialised cover with a Domestic Cancellation or Rental Car Excess Plan. Explore domestic travel insurance
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You can choose to buy travel insurance as early as you like. If you’ve already paid for part of your holiday, this could help cover you for unexpected cancellations or departure interruptions. For a full list of inclusions and exclusions, check the Product Disclosure Statement.
About to head on a trip? No worries - you can take out an RACV Travel Insurance policy online, right before you go.
You won't be able to take out a policy if your trip has already started.
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RACV Travel Insurance covers 38 medical conditions automatically, provided you meet specific criteria.
Check which medical conditions are covered
If you have a medical condition that isn’t automatically covered, you can apply for cover by completing a medical assessment. If accepted, you may need to pay an additional premium.
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You won't be covered if your destination has a 'Do Not Travel' status.
Stay safe and check the travel status before you plan or start your trip. For more information, visit Smart traveller and see recent travel alerts.
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The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS.
If you received an email regarding an overcharge, you may be eligible for a refund of the overcharged amount. Please refer to the Travel Insurance overcharge refunds page.