Young family packing the car for a holiday

RACV Home and Motor Insurance

Protection and peace of mind at home and on the move

Thank you for contacting us

Your reference number is

We'll contact you within 72 hours and may ask for this reference number.

Enjoy the benefits of taking up RACV Home and Motor Insurance

24/7 claims assistance

With RACV Insurance we have your back. Make a claim 24 hours a day, 7 days a week, by phone or online.

Choose how you pay

Pay annually and save or pay monthly using direct debit. The choice is yours.

RACV rewards loyalty

The longer you are with RACV the greater your discount.*  If you have certain other RACV products, you can save even more on eligible insurance products with RACV’s Multi Policy Discount.

RACV Home Insurance products

RACV Motor Insurance products

* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Manufacturers of Australia Pty Ltd ABN 93 004 208 084 AFS Licence No. 227678.