Skip to main content
Panoramic view of Santorini and the coast.

Europe travel insurance

Travelling to Europe? Consider what cover you may need

Get a quote
What's covered
Sports and activities
Assistance and support

Thank you for contacting us

Your reference number is

We'll contact you within 72 hours and may ask for this reference number.

Travel insurance for Europe

The history, charm, and beauty of Europe is something you need to experience at least once. And with so many countries to pick from, you’re spoilt for things to do and see.

No matter how many places on your Europe holiday bucket list — from the rolling hills of Switzerland to island-hopping your way through the Greek islands — travel with the feeling of freedom knowing you have cover with RACV Travel Insurance.

It's insurance that gives you 24-hour emergency medical assistance, cover for your listed dependants up to the age of 25, provided they are financially dependent on you, not working full time, and travelling with you the whole time.

Plus, inclusions like $10 million in legal liability cover and cover for emergency expenses if your trip gets interrupted by foreseen natural disasters and severe weather events.#

Whether you may need overseas medical expenses coverage while you are in Europe, or protection playing non-professional sport or a selection of adventurous activities, discover the extra peace-of-mind RACV Travel Insurance inclusions can provide to help you prepare for the best on your European adventure.

Flexible coverage to suit your trip

For an extra boost of protection, you have the option to include a range of extras in your policy including cruise or ski cover. Even if you don't need extras, the flexibility of your policy means you'll get to choose the excess you’ll pay per claim. 

Compare international plans

Know what you have cover for during your stay in Europe

Brown leather travel itinerary.

Itinerary changes

While your travel plans in Europe are coming together, you are covered for a range of unexpected events causing delays or changes. You can adjust your destination, change your travel dates, or add new travellers until the day you leave, subject to payment of the applicable premium.

Airport lugaage carosel with several suicases.

Luggage and travel document replacement, credit for delayed luggage

For approved claims, luggage will be repaired or replaced if it gets lost, is stolen or damaged. For lost travel documents and credit cards, or those illegally used by someone other than you or your travelling companion, there is cover for their replacement or cost resulting from their fraudulent use. Lastly, receive reimbursement# towards clothing and essentials if your luggage is delayed by over ten hours.

Nurse wearing a mask and scrubs talking to an elderly woman.

Round-the-clock emergency medical assistance

Give yourself the best defence for unforeseen circumstances with 24/7 emergency medical assistance and $unlimited** hospital cover. Receive $50 per 24 -hour period# if your stay in hospital exceeds 48 hours. Plus, be covered for a range of automatically covered conditions including Diabetes Type 1 and 2, high blood pressure and cover for pregnancy# up to the 25th week provided conditions meet specific criteria.

# Limits, sub-limits and exclusions apply. Refer to the Product Disclosure Statement for full details.

** $unlimited means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. 

Woman with a snowboard on a mountain in the snow with her arms spread open to the view.

Sports and activities

Add cover for ski and winter sports for eligible policies. Or explore more than 30 activities already covered (criteria applies).

Add ski cover Explore sports

Assistance and support

Emergency assistance while overseas

The team of experts are available to provide emergency support 24-hours a day. Reverse charges are accepted.

Call as soon as practical if you are receiving medical care and the total cost is likely to exceed $2,000.

Travel alerts

Check travel status before you plan your trip and again before you leave.

RACV Travel Insurance won't cover you for destinations with a Department of Foreign Affairs and Trade "Do Not Travel" status.

Need help?

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. 

Choose from 3 levels of international cover

Get a quote